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6 Ways To Buy A Home With No Down Payment

6 Ways To Buy A Home With No Down Payment
August 2, 2017 abryant

With a variety of no down payment assistance programs available, the dream of homeownership might be closer than you think.

“Getting into a home with no down payment is absolutely possible, especially for first time homebuyers,” said Santa Clarita home loans officer Jilyn Crawford. “There are many options, with different sets of qualifications.”

We’ll give you the qualifiers up front: For all of the no down payment programs below, you need a credit score of 640 or higher — or 620+ if you’re a veteran — and there are household income limits that range from about $77,000 to $107,000. Also, you must use the home as your primary residence, meaning you cannot rent out the home.

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Santa Clarita home loan lender American Family Funding can help you fulfill your dream of home ownership. A highly rated Santa Clarita mortgage lender, American Family Funding maintains a focus on community involvement and a commitment to giving back whenever possible. Friendly mortgage brokers make the first time homebuyer experience an easy and stress-free experience — even with bad credit or no down payment. The Santa Clarita home loan officers at American Family Funding also specialize in VA loans, reverse mortgages, refinancing and the STAR Loan Program.