Hi Fred, I am glad to be able to to tell one and all that I am so glad I had you and your team to guide me through the, for me, difficult process of refinancing my home. Thanks, too, for going "the extra mile" to get me the best rate available on this loan. Danielle was so kind and helpful in explaining my necessary responses to time-sensitive questions going forward-no "techie" me, but I learned a lot over the course of this transaction. I would not hesitate to recommend you and American Pacific Mortgage to family and friends. Best regards and success to all in these unprecedented times, Karen R. Berman

<p>Tom handled our refinancing experience with care and expertise. </p> <p> Matthew </p>

Patti was not only intelligent and knowledgeable, but extremely personable and helpful. I would recommend her to anyone that is looking to purchase or refinance their home.

She is the BEST!!! I have never had such great customer service. I went through some ups and downs with the offers, but Patti was there for me every step of the way. She gave me facts that allowed me to weigh my decisions and make better decisions. I have already told many friends to use her if they have lending needs. I can't tell you one negative thing!!

Unbelievable service! Patti is extremely knowledgeable, patient and was able to explain everything to my husband and I in simple terms. Things can be quite confusing in the mortgage world but Patti made sure that everything made sense to us. She would answer emails and phone calls on the weekends and always checked in with us to let us know how things were progressing. At the end of the process it felt like Patti was a part of the family! Patti is an absolute pleasure to work with and we will only work with her from here on out if we need to refi or if we ever need a new mortgage.

Patti always returned emails and answered the phone promptly.

As a real estate professional, I have NEVER been more impressed with the quality of service that we received AND how Rhona made one of the most difficult financial processes in today's world, easy to follow and easy to respond to.

Patti and her team were so very efficient in working with us. Everything was explained clearly and succinctly. Even the correspondence we had to complete in the computer was doable. If we had issues, there was strong support to enable us to complete it. The process was so very fast compared to when we refinanced years ago.