American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Great experience with Fernando. He was always available to answer our questions, he worked around our schedules. Fernando made us feel comfortable with the entire process of buying our home.

Jason
Overall Affloans did an outstanding job. Fred Arnold paid close attention to our situation and he stepped in whenever there was a need. We were seeking a large loan and so I initiated a mortgage request with three companies, one of which was a large bank. Of the three Affloans outperformed the other two in almost every metric, the most important one being the appraisal of the property on which we were raising the mortgage. The Affloans appraiser was far more professional than the other two.
Jake was very pleasant to work with; highly knowledgeable and excellent service.
Dolores
Jake is professional, kind and extremely helpful. This was a process out of my comfort zone and Jake made it a positive experience in every way. He went out of his way to assist and accommodate us as we have a very busy work schedule. Jake is the best he was encouraging ,supportive and helpful through this process. I highly recommend him. He is AWESOME!!!
Laura
David and staff and escrow all handled my loan as if I was family.
William
Fred Arnold and team never fail. The rate was good and the process ran smoothly. This time it was for a home purchase in Palm Desert California. I've used Fred's services many times in the past for previous home purchases and refis and always with satisfaction and that's why I always recommend Fred to friends.