American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

David and his team were extremely helpful, professional, and efficient. We couldn't have asked for a better team.

Eric
Fred helped us consider the options available to us for pulling some money out of a house my siblings and I own. His analysis led us to refinancing the property. For the following two months, Fred stayed on top of the process, guiding us and keeping us posted on the process. He was consistently upbeat, thorough, and professional.
Very Satisfied Art
Patti was truly incredible to work with! She went above and beyond to make sure everything was taken care of efficiently and thoroughly. She always took time to discuss our loan options and answered all of my questions. Jana
Hi Fred, I am glad to be able to to tell one and all that I am so glad I had you and your team to guide me through the, for me, difficult process of refinancing my home. Thanks, too, for going "the extra mile" to get me the best rate available on this loan. Danielle was so kind and helpful in explaining my necessary responses to time-sensitive questions going forward-no "techie" me, but I learned a lot over the course of this transaction. I would not hesitate to recommend you and American Pacific Mortgage to family and friends. Best regards and success to all in these unprecedented times, Karen R. Berman
Karen
Jilyn was awesome to work with. She worked with us and guided us every step of the way even before being able to get pre-approved. She let us know exactly what we needed to do to improve our credit to be able to purchase our home. Without Jilyn I don't believe we would be in our new home.