American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Buying a home is usually very stressful but with Rhona and Joanie, the whole process went extremely smooth and with the least amount of stress possible. I am very pleased with the service I received and would highly recommend Rhona as a mortgage specialist and Joanie as a realtor.
Jennifer
We would like to personally thank David Cantrell of American Family Funding for his time and effort in helping us with our home refinancing. David along with Tami and Danie were very professional and made sure that everything went smoothly during the process. Again, thank you for all your help and we will definitely recommend your services! God bless.
Judea
Jilyn, I just wanted to take this opportunity to tell you how much I appreciated all your help and calm presence in the midst of my house buying experience. You were very professional and kind and I really appreciate that.
Michele
Vytas was wonderful to work with. Our employment is a bit out of the ordinary and Vytas worked tirelessly to understand and communicate it to the underwriter. He helped us get approved and we are very happy.
Marilyn
Patti has been extremely helpful to us. the combination of her thorough knowledge of the mortgage business and her grasp of the current mortgage environment along with her naturally genuine, high touch approach have made home buying and refinancing so much easier to digest. We will work with her every time and have gladly referred her to friends and family, who have all had the same comments about her. I would recommend her to anyone.

Patti is the very best at what she does. She is extremely detailed, makes sure that every aspect of the process is communicated and goes out of her way to make things run as smooth as possible. Patti is very professional and knows how to get things taken care of. We would not have a mortgage today if it wasn't for Patti. We recommend her to all of our friends and family looking to buy a home.

Patti assisted me with refinancing two times. She stayed on top of things and kept me informed as to how things were progressing. Patti is a true professional and I wouldn't hesitate to utilize her services in the future.
Mike and Shelley
Fred provided me with an exceptional level of expertise in the various available loan options and their requirements and recommended the best fit for refinancing my residential mortgage. He and the staff clearly explained the process and the documentation required by the loan underwriter. Whenever a question arose Fred was quite easy to contact and then quickly and accurately responded.