American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Patti and her team at American Family Funding provided excellent service for my husband and I in the purchase of our new home. We started the loan process with a different company that was slow in proceeding and at times unresponsive. When we switched to American Family Funding, Patti started immediately, kept us informed, completed each step quickly, and had us at closing in record time. We would highly recommend Patti Handy and American Family Funding.
Robert
Fred Arnold and his team of professional loan officers are top notch and their vision to help people is number one. They always help me when I need it, and willing to go the distance to find the best rates.
Alex
David Cantrell did a great job. He was great at communicating with me throughout the process. His support staff were great too. I would/will recommend him to friends and family when there in the process of funding a home.
Rodney
Patti Handy was recommended to my husband and I by our realtor when the lender we had chosen was missing deadlines and unresponsive. We started the loan application over with Patti and in one week she had moved it along faster than the first lender in three weeks. She kept in contact to let us know what needed to be done, sent email videos that explained every step, and was genuinely concerned with helping us get through the approval process to get our new home. We would highly recommend her and would give her 5 stars in all areas.
Fred Arnold is a true professional and Friend.
Jeffrey
Fred and his team have provided me with excellent service for three home refinances. They were always there to answer any questions I had to make the loan experience fast and friendly. Now they have on line videos to make the loan even easier.
Ross