American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred did an amazing job! He got us a loan when we were told it was impossible due to opening a new business. He also ended up coordinating and facilitating what would traditionally fall on the realtor. Would definitly recommend.
Patti is very knowledgeable, compassionate, flexible, conscientious and just a very nice person!
Lisa
We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.
Anna was recommended to us by our realtor and she was excellent in every way. My wife and I had many questions about our home loan, and Anna was always very accessible and helped us every step of the way until closing. She was always quick to respond... even in the evening and weekends! We were very pleased by her service and really felt like she was there with us throughout the complicated process. She even helped answer questions that popped up months after we closed escrow, and I believe that says a lot of her excellent customer service. If you are looking for a great and reliable lender, look no further than Anna.
Ray
Rhona is super helpful, extremely accessible and very attentive to detail. She is a great resource to help you through a process that can be complex with a lot of moving pieces; she will keep close track of those pieces. Rhona is a strong customer advocate who makes sure your needs are met!
Rebecca
Fred handled two complicated refinances perfectly. He was thorough and communicated well! We'll continue to work with him and recommend him. Thank you!