American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Just closed an unusual and difficult loan for me and did so in record time. Over the years he’s probably handled 5 to 6 different loan transactions for me and my family. He never let us down, always had an upbeat positive attitude and got the job done for us. He’s the best!
It was a fantastic experience! Stress free really. Fred, you did such a good job of keeping me updated every step of the way!
Tracy
Patti Handy was recommended to my husband and I by our realtor when the lender we had chosen was missing deadlines and unresponsive. We started the loan application over with Patti and in one week she had moved it along faster than the first lender in three weeks. She kept in contact to let us know what needed to be done, sent email videos that explained every step, and was genuinely concerned with helping us get through the approval process to get our new home. We would highly recommend her and would give her 5 stars in all areas.
Fred Arnold kept me informed through out the process, service was excellent.
Rekha
Fred Arnold presented all my loan options and helped us choose the one that worked best for my family.
Rusty
Fred and his team are great to work with. They make the lending process so straightforward and simple. I've been very happy with his service over the years!