American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold was the lender who helped my wife and I to refinance from a 30-year fixed mortgage to a 15-year fixed mortgage. He made the process not only painless but pleasant. The refinance will save my family over a quarter million dollars. The office staff were very efficient and professional. I can’t imagine an office being better run. American Family Funding is the best. I would recommend them to anyone. They are outstanding. (extremely satisfied)
Robert
Fernando Gauna was amazing! As first time home buyers my husband and I were nervous and didn't know what to expect, we had heard some horror stories. Fernando made himself available around the clock for questions or concerns. You can tell he has been doing this for years, he is so knowledgeable and put our best interest first! He personally walked us from start to finish with our loan, helped us compare our options, we couldn't be happier! We wont even consider working with anyone else for future needs. Thank you Fernando!!
Isabella
Fred and his team were outstanding. They dealt with us when we went through 3 different escrows and were very patient with us. They met us after work and on weekends to help us along with the process and we would recommend them to anyone. Thank you for helping us secure our dream home!
Fred Arnold, you and your staff were incredible, making this the most "pain-free" loan, I have ever experienced. From start to finish, it was so easy - not to mention FAST!!! Thank you Fred and crew for making it all happen in such a seamless way. We will definitely come back to American Family Funding for our future loan needs!
Denise
We have come to American family funding a few times and they never let us down. They make things so simple. Fred always does what it takes to make it work.
Jake has taken care of our mortgage for the past 5 years. He is professional, knowledgeable, available when we need him and he is always able to answer all of our questions and concerns. On top of all that, he is a really nice person who we know we can trust to do what he says. Thanks Jake!!!