American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Rhona, thank you so much for your care, time and friendliness towards us. With our gratitude for your outstanding and excellent financial services for us.
Real & Barbara
Anna was recommended to us by our realtor and she was excellent in every way. My wife and I had many questions about our home loan, and Anna was always very accessible and helped us every step of the way until closing. She was always quick to respond... even in the evening and weekends! We were very pleased by her service and really felt like she was there with us throughout the complicated process. She even helped answer questions that popped up months after we closed escrow, and I believe that says a lot of her excellent customer service. If you are looking for a great and reliable lender, look no further than Anna.
Ray
This was our first home buying experience, and we went into it knowing basically nothing. The home buying process is a complicated and stressful experience, but having Patti work with us helped us immensely. She explained the process in ways that were easy for us to understand and gave us a feeling of confidence throughout the experience. David
I was extremely pleased with the professional and friendly service I received from Patti. Our transaction was not an easy one and required a lot of documentation but Patti was always on top of what was need and why and very happy to assist me in any way that I needed. She has a great relationship with the processors and underwriters and an excellent escrow officer that also went out of her way to complete our refinance in 30 days! We couldn't have ask for a better experience with a lender. Thank you Patti and American Family Funding.
I just wanted to thank you for all your help and the fantastic job that you did in getting me and Carol a jumbo loan on our house in Pasadena. I was very impressed throughout by the care and professionalism of our interactions and of how careful you were and Affloans was not to mislead us in any way but to give us reliable information that we could plan on. I shopped around in looking for a mortgage company and I did have two other irons in the fire, which were both big companies - one a very large bank and the other a very large retirement investment company. Of the three mortgage companies I was working with Affloans was by far the most satisfactory, which is why I eventually went with the Affloans loan. The personal service and focus on our needs was far better than the other two companies. So I am very grateful indeed for all your help and I look forward to meeting for a meal, as we did in London at the beginning of our mortgage application.
Fred and his team are extremely detailed, friendly and on top of every aspect of the lending process! I will use them on my next loan for sure... Thank you again!
Chris