American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold was always there for me! Enabled me to secure a no-cost loan! Thank you, thank you!
Linda
Patti Handy is the best!!! We are so grateful and fortunate to have met her. She has helped us out on two separate occasions. When we initially bought our house and later when we refinanced... Patti has given us piece of mind and great financial advice!!!! I have recommended to my friends and family!!!
Fred Arnold and his team at American Family Funding were terrific at arranging for a refinance of our home. Fred suggested a great refinance option for us and then their service was quick and responsive. Expectations were established and met and they provided timely updates along the way. I strongly recommend Fred and his team to anyone looking for a purchase loan or refi.
Phillip L.
Fred did a great job. In 2013 we had some financial issues arise that affected our credit (not bk or foreclosure), we have been working hard since then to make up for what used to be amazing credit. We weren't quiet ready to refi our mortgage, but some medical issues came up that made it inevitable. Over that last few months we reached out to 3 other lenders/brokers (including the major bank that had our original first and second) and they would recommend whatever was stated on their rate sheet. But Fred is a problem solver and went above and beyond what the others didn't seem to want to do. He was responsive and is hard working. I highly recommend him!
Julie
Would definitely recommend. I worked with Jilyn Crawford and bugged her at all hours of the day, with questions, and she was always willing to take the time to answer my questions and explain things to me that I didn't understand.
Christopher
Fred Kreger was very responsive and kept us in the loop. I never had to wait long for a response to my questions and he sent some fun videos with milestone updates along the way. I would use Fred and American Family Funding for any of my future mortgage needs and highly recommend him to anyone else looking for a home loan.
Kenneth