American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Patti Handy was very helpful and professional she guided us in every step of the way, I will definitely recommend her to anybody who is thinking in buying a house.
We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.
David Cantrell is amazing. He did what no other person or mortgage lender was willing to do by taking on a refinance that was less than 100k. He went above and beyond my expectations. He miraculously was able to negotiate on my behalf with the credit union that I wanted to hold the title. The end result was a surprising success, and I couldn’t be happier. I highly recommend American Family Funding whether you’re looking for a first mortgage or a refinance. David, the entire AFF staff, and affiliates are “TOP NOTCH!” You will not be disappointed.
Sherry
Home purchasing is a overwhelming experience no matter what your financial situation is. The mitigating factor in the process is working with a company like AFF thats structures to provide the customer with a fast and easy process. I had the pleasure of working with Mortgage Specialist Rhona Jukes who repeatedly displayed her knowledge and personal touch guiding me around the hurdles and pitfalls of the process.
Derrick
In an impersonal, dial our 800 number and speak to a computer world, Jilyn is truly one in a million! She was patient, extremely knowledgeable, and explained every detail of the process, step by step, to ensure we understood it completely from A to Z. Any day of the week, any time of day or night (seriously), Jilyn was available to support us. We give Jilyn our highest recommendation!
Patti Handy is second to none. Her expertise in her field is very apparent. Patti is knowledgeable and incredibly helpful. Laura