American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

The first time my wife and I understood and felt like we would be able to be approved for a home loan was when we were introduced to Vytas at American Family Funding. He not only explained the process clearly but was available and welcomed any of our questions and concerns. The team at American Family Funding went above and beyond to make the dream of becoming first-time homeowners for my family a reality.
I got involved with the reverse mortgage process a few months ago. I was both nervous and had a lot of questions. Steve Schaefer was extremely helpful in all aspects. He really took the time to answer all my questions and make the process less stressful.
John
American Family Funding was recommended to me by a person at another bank who did not do the type of loan we needed. My mother was trying to take out a loan on her fully paid for house with Bank of America to finance the care of my stepfather in a home board and care. She had been with BofA for decades and had more than enough income/assets to qualify. After initially being told "all good" followed by more than 3 months of rudeness, asking for documents already provided, repeatedly changing the terms of the loan, and telling us "we don't care if you go somewhere else" my Mom was in tears and I fired them. AFF completed the deal in less than 6 weeks, on the terms originally agreed to and with kindness and understanding in a very stressful situation. Nicole and Fred were outstanding, efficient and professional. I would recommend them again and again and again.
David
Vytas, we want to express enormous gratitude to your and to your agency for helping us with a house loan. Our other experience with borrowing a loan to buy a house was very stressful. With you it was very smooth and fast. You explained to us in advance how it is going to work. Whenever we had a question, you would immediately answer it. Your knowledge, expertise, caring for your customers, incredible team of loan officers who work with you made the process of buying a house effortless. Our friends would tell us that it took them two months to close on a house, we expected the same. When we closed on a house in 5 weeks, we were amazed and so excited to move to our new home. Having other experiences of getting a loan that were very stressful, made us appreciate you and your company even more. You stand out as exceptional loan officer who has integrity, excellent customer service, expertise and communication skills to make our dream of buying our home true. Thank you from the bottom or our hearts.
Fernando, everyone was great!
Daniel
Very Satisfied with Patti Handy
Christian