American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We are very pleased with the entire process. American Family Funding, and your entire staff, has been very helpful and courteous. We are very happy that we decided to refinance with you and your company. Thanks for the great service. It is truly appreciated.
Bob
Patti was extremely helpful in determining whether a refi would be beneficial to our family. I never felt pressured in any way to move ahead with a refi decision. She laid out the options for us, and when we decided it was in our best interest, her team processed the refi quickly and efficiently. The process was much easier than we expected. Lauren
Fernando was very helpful The process seemed to take longer than I remembered, with that said I am pleased with the results
Russell
Fernando es una persona muy profecional. 100 % bilingue lo cual me hizo sentir bien informada y muy segura durante el proceso. El fue excelente para responder al momento o en minutos todas mis llamadas, emails y mensajes. Sus respuestas a todas mis preguntas fueron claras y honestas. Cualquier preocupacion que tuve fue tomada con importancia y concideracion. Devido a siertas situaciones personales yo pense que el proceso de la compra de mi casa seria mas complicado pero Fernando, Andrea y Kennedy (mi agente de bienes raices) formaron un excelente equipo de trabajo logrando el cierre de la compra de mi casa sin problema alguno y en un tiempo menor de lo usual. Estoy muy agradecida y satisfecha con Fernando Gauna por sus servicios y ayuda en todo momento, El hizo de la compra de mi casa una experiencia muy sobrellevable a pesar de las sircunatacias personales que no me favorecian del todo en ese momento.
Victoria
I've known Patti for many years, but my first time with her as my mortgage advisor. Patti was on top of the entire process and we closed in under 30 days! She is professional, organized and extremely pleasant to work with. She is very knowledgeable goes to bat for her clients!
Gail
We have come to American family funding a few times and they never let us down. They make things so simple. Fred always does what it takes to make it work.