American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.
Jake was fantastic! Seriously! I’m no mortgage expert, and he broke everything down and helped me to understand each and every step along the way. He was always available if I had a question, no matter what time of the day or night. He was extremely kind and courteous with each and every interaction I had with him. Not only was he very helpful, but he kept everything going in a timely fashion and made sure it all funded and closed exactly on time. I couldn’t possibly be more pleased.
Fernando and his team were great to work with. It was effortless and I couldn’t be any happier. Thank you for the great work that you and your team. I would highly recommend Fernando & his team!!
Mario
Jake was a pleasure to work with. I was referred to him by a mutual friend. I spoke with him years before he handled our mortgage. He helped me through the process of learning how much I'd need to save for a down payment, credit score, and paperwork needed in order to fit my future payment into my budget. Years later when ready to buy he walked us through the process of pre-approval, underwriting, and all the closing steps. He kept in touch through email, phone, and text. With his help we waited until the right time to lock in the lowest interest rate, right before they went up. Everything was very handled very professionally and friendly. He gave honest advice as to the best products and options available. Getting approved was extremely smooth. And when there were some last minute changes these we handled quickly and easily by Jake. Closed on time with no issues. I cannot recommend him enough. He's awesome.
Dan
<p>Tom handled our refinancing experience with care and expertise. </p> <p> Matthew </p>
Thank you Fred Arnold! This is our second Re-Fi with American Family Funding and Fred always makes sure he comes personally with the initial paperwork and walks us through the WHOLE process, who we will be hearing from, what comes next, etc. We would never go anywhere else, we always finish on time, and feel like we have been well taken care of. Thank you again!
Oksana