American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I worked with Steve Schaefer on the purchase of my home about three years ago. I am a single senior citizen, and it was a very stressful time for me. I worry about everything. I can’t tell you how much he helped me. He was there for me whenever I needed to talk and ask him question after question. The one word that describes Steve is “PROFESSIONAL” and another word actually is “TRUST”. That is probably more important than professional. But he is that for sure also. Everything went without a problem. Another word that describes Steve is INTEGRITY. He possesses all you want to have when you go into a real estate transaction. I highly recommend this wonderful caring person.
Shirley
I think Fred Arnold and the office (Araceli) staff were fantastic at each step toward getting our loan. I have and will continue to recommend Fred and American Family Funding.
Daren
Overall Affloans did an outstanding job. Fred Arnold paid close attention to our situation and he stepped in whenever there was a need. We were seeking a large loan and so I initiated a mortgage request with three companies, one of which was a large bank. Of the three Affloans outperformed the other two in almost every metric, the most important one being the appraisal of the property on which we were raising the mortgage. The Affloans appraiser was far more professional than the other two.
Fred and his team did an amazing job! Everyone was kind and clear on what they needed from me. Fred was able to find my loan early and we were able to close sooner than expected! Thank you!
Kendall
Quick! Minimal work on my part! Dave is always available with phone call or email.
Arturo
Thank you Jilyn. I greatly appreciate your help, your services: It’s so nice to have someone like you to work with.
Roxanne