American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold and his team of professional loan officers are top notch and their vision to help people is number one. They always help me when I need it, and willing to go the distance to find the best rates.
Alex
Fred and his team did amazing with our first home loan! It was a pleasure working with Fred. We would highly recommend him and his team. We got the keys to our home faster then we expected and could not have been happier! He is very knowledgeable about his line of work! He explained details to us so that we would understand everything. Buying our first home, we were expecting it to be stressful, but not with Fred and his team. Everything went very smoothly and quickly! Thank you American Family Funding!
I thought that you (Patti) and your team did a great job and that everyone should have the opportunity to let you help them. They will be very happy.
Brad
I recently refinanced my home with Patti Handy and I must say the process was completely painless. She was honest, upfront and very forthright and she had concerns about my loan. We worked through it very quickly and easily and got it done in a very timely manner. I highly recommend Patti Handy- she is amazing!
Vanessa was absolutely amazing during the entire loan process! Her wealth of knowledge and experience during her time as a loan processor ensured that I had all the rights documents submitted well in advance to ensure a smooth transaction. She was always ten steps ahead, kept me informed, and was an absolute pleasure to work with. I'm definitely coming back to her for my next loan!
Brandon
Vytas was wonderful to work with. Our employment is a bit out of the ordinary and Vytas worked tirelessly to understand and communicate it to the underwriter. He helped us get approved and we are very happy.
Marilyn