American Family Funding and Credit Unions
We Bring You Loans and Help You Build Your ARM Portfolios
We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.
Generate Fee Income
We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.
WE Help You Retain Your Loans and Members from Leaving to Big Banks
Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.
Array of Products – We have specialty products that will meet the unique needs of all your members.
Education & Seminars
Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.
External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.
Build Your Brand in the Mortgage Space with Your Members
Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.
Trusted Partners for Over 2 Decades!
- Fred provided me with an exceptional level of expertise in the various available loan options and their requirements and recommended the best fit for refinancing my residential mortgage. He and the staff clearly explained the process and the documentation required by the loan underwriter. Whenever a question arose Fred was quite easy to contact and then quickly and accurately responded.
- Rhona's very thorough and personable. My wife and I had such a great experience we used her again for our refi.Jeremy
Mr. Keblys could not have been more professional and I can't think of how our transaction could have been better! He was always friendly, communicated promptly and had excellent knowledge of the process and details.
We loved working with Patti on our refi! She was so professional and on top of the whole process. She was also very creative and helped solve a hiccup we had with another property. I highly recommended Patti for any mortgage needs!
- Rhona is super helpful, extremely accessible and very attentive to detail. She is a great resource to help you through a process that can be complex with a lot of moving pieces; she will keep close track of those pieces. Rhona is a strong customer advocate who makes sure your needs are met!Rebecca
Fred Arnold presented all my loan options and helped us choose the one that worked best for my family.