American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold and his team of professional loan officers are top notch and their vision to help people is number one. They always help me when I need it, and willing to go the distance to find the best rates.
Alex
Fred Arnold and Tara were fabulous. We encountered several issues required by the lender and they were creative in recommending and then obtaining solutions to each problem in a timely manner. I would recommend them for any financing or refinancing transaction without hesitation!
John
Easy to work with, friendly, helpful. Already recommended him to several people.
Carole
In an impersonal, dial our 800 number and speak to a computer world, Jilyn is truly one in a million! She was patient, extremely knowledgeable, and explained every detail of the process, step by step, to ensure we understood it completely from A to Z. Any day of the week, any time of day or night (seriously), Jilyn was available to support us. We give Jilyn our highest recommendation!
Fred Arnold went above & beyond to help my wife understand our loan. Our experience with AFF was pleasant and painless. The process was very easy and only took a minimum amount of valuable time. Thank you Fred and AFF.
Rick
Fred Arnold was the lender who helped my wife and I to refinance from a 30-year fixed mortgage to a 15-year fixed mortgage. He made the process not only painless but pleasant. The refinance will save my family over a quarter million dollars. The office staff were very efficient and professional. I can’t imagine an office being better run. American Family Funding is the best. I would recommend them to anyone. They are outstanding. (extremely satisfied)
Robert