American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fernando and team were great to work with.
Roberto
Patti and her team at American Family Funding provided excellent service for my husband and I in the purchase of our new home. We started the loan process with a different company that was slow in proceeding and at times unresponsive. When we switched to American Family Funding, Patti started immediately, kept us informed, completed each step quickly, and had us at closing in record time. We would highly recommend Patti Handy and American Family Funding.
Robert
I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.
Carlos
Fred and his team were outstanding. They dealt with us when we went through 3 different escrows and were very patient with us. They met us after work and on weekends to help us along with the process and we would recommend them to anyone. Thank you for helping us secure our dream home!
This was my first time buying a home. Jilyn was recommended to me by a local realtor and she was the perfect lender for me! She listened to my needs and helped me find a loan at a great rate for my targeted budget. There was never any pressure for me to make a decision that I wasn't sure about, and she was 100% honest through the entire process, from pre-qualification and estimated rates all the way through closing, no surprises. We closed at a rate that was very close to the original quote when we were just running numbers, and the combined loan, local taxes, and other costs came in right at my target monthly budget. She was very helpful and truly went above and beyond to be on-call whenever I needed her help and answer every question about the buying process that I had. I would definitely recommend Jilyn to others and especially those who are buying their first home such as myself. I would be happy to work with her again for my next purchase.
Jeremiah
Fred and his team are absolutely amazing! I'm a huge fan of how attentive and responsive everyone was to all of our questions and concerns. Fred is incredibly creative and thoughtful in recommending products that are best suited for his clients. The best thing about the experience was his accessibility. Thank you for all you do, Fred!
Brian