American Family Funding and Credit Unions
We Bring You Loans and Help You Build Your ARM Portfolios
We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.
Generate Fee Income
We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.
WE Help You Retain Your Loans and Members from Leaving to Big Banks
Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.
Array of Products – We have specialty products that will meet the unique needs of all your members.
Education & Seminars
Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.
External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.
Build Your Brand in the Mortgage Space with Your Members
Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.
Trusted Partners for Over 2 Decades!
- Fred helped us consider the options available to us for pulling some money out of a house my siblings and I own. His analysis led us to refinancing the property. For the following two months, Fred stayed on top of the process, guiding us and keeping us posted on the process. He was consistently upbeat, thorough, and professional.
- Dear Rhona, Thank you for all your support with the house purchase. Indeed I love it very much, I feel grateful to have met you!! Grazie!Francesca
Fred Arnold presented all my loan options and helped us choose the one that worked best for my family.
- We needed to end our PMI payments, reduce or interest rate and shorten the length of our payoff time. Rhona put a package together that did all of this and then walked us through each step of the process. She was completely professional and went out out of her way to make sure we understood everything. We were very pleased!Mark
- David and his entire team made us feel very welcome and made the entire process a nice experience.Joni
Fred Kreger and his colleagues went out of their way to do everything possible to help us--even some things that would never have occurred to me to ask for. Fred drove out of his way to pick up our loan documents so he could start processing them right away, and he helped convince the listing agent to accept our offer in a competitive market. I have already recommended him to many people.