American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

So many aspects of house buying can be stressful. I bought in Joshua Tree and am grateful that Jilyn was so helpful. She made the process very easy and was very informative every step of the way. She went above and beyond her job and I would definitely recommend going with Jilyn and American Family Funding for purchases in the high desert.
Reah
Fred and his team are extremely detailed, friendly and on top of every aspect of the lending process! I will use them on my next loan for sure... Thank you again!
Chris
Patti and her team did a magnificent job! She helped us every step of the way! She is professional and communicates the process very clearly. She helped navigate us through the entire process. We have a business in addition to our regular income which can create both assurance to lenders as well as concern for unknown liabilities and she was able to put it all together. She is fantastic! I highly recommend her!
Fred handled two complicated refinances perfectly. He was thorough and communicated well! We'll continue to work with him and recommend him. Thank you!
Fred Arnold went above & beyond to help my wife understand our loan. Our experience with AFF was pleasant and painless. The process was very easy and only took a minimum amount of valuable time. Thank you Fred and AFF.
Rick
I just completed a mortgage refinance with Patti Handy from American Family Funding and I was extremely pleased with her knowledge and friendly and professional service. It was a complicated transaction that required some extensive paperwork and she explained what was need and why and helped me whenever I needed assistance with a positive and upbeat attitude. The processors and underwriting all worked well together and she uses an escrow officer that is outstanding too! A really great experience and we funded our loan in 30 days! Can't say enough about Patti and her work.
Trudi