American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Patti is a consummate professional and expedient in her service. This is the second loan we have worked with her on and I would recommend her to anyone. She is an advocate for her customers as well.
Benjamin
Fred Arnold and his team at American Family Funding made refinancing a painless experience. They were so efficient and friendly and there were no "last minute panics" that I've experienced in the past. This is what a business should be run like. Got me an amazing rate with a amazing lender. I can't thank Fred and his team enough. Highly recommended.
Nicole and her team were instrumental in getting all the pieces in place for our refi loan. This was one of the less stressful and easier business transactions that we've had in a long time. Thanks Nicole & team.
Marissa
Patti Handy is second to none. She is thorough, easily accessible, extremely knowledgeable and one of the most trustworthy and ethical people I know. I have worked with Patti for years as I am a real estate appraiser and realtor/broker. I also know many people who have used her services repeatedly for years. I trust her expertise and know that she would never steer me (or my clients) wrong in the financing aspect of real estate.
Laura
Absolutely the best service! Fred Arnold's integrity, patience and perseverance are greatly appreciated. You kept working even after the initial quote and got us an even better deal. Thanks for saving us money!
Tim
I worked with Steve Schaefer on the purchase of my home about three years ago. I am a single senior citizen, and it was a very stressful time for me. I worry about everything. I can’t tell you how much he helped me. He was there for me whenever I needed to talk and ask him question after question. The one word that describes Steve is “PROFESSIONAL” and another word actually is “TRUST”. That is probably more important than professional. But he is that for sure also. Everything went without a problem. Another word that describes Steve is INTEGRITY. He possesses all you want to have when you go into a real estate transaction. I highly recommend this wonderful caring person.
Shirley