American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We used Vytas when we bought a new home at the end of 2014. He came highly recommended by our real estate agent. Our experience was so positive that we will definitely recommend him to friends and family. After we spoke the first time, he came by our home to meet us in person and answer any questions we had. Every communication after that was just as great. He kept us posted on the progress of our loan, what to expect regarding next steps, etc. He'd even call both my spouse and I with news to make sure we were both updated, which was a nice touch. Thanks to Vytas, we were able to get a beautiful new home that we love. Our experience with him really exceeded our expectations...he's smart, professional, thorough and just a really nice guy.

I have completed many real estate purchases and refinances over the years. Vytas work stands out as being the easiest and most supported transaction. Vytas was ready to work around my schedule; early mornings, evenings and even personal visits on the weekend.

VYTAS, OUTSTANDING CUSTOMER SERVICE, VERY KNOWLEDGEABLE, VERY PATIENT WOULD RECOMMEND AND REFER TO FRIENDS AND FAMILY. WITH OUR WORK HOURS HE WAS ALWAYS THERE TO PICK UP OUR CALLS, EMAILS AND TEXTS. DEFINITELY GOT THE JOB DONE RIGHT!
Olga
Fred Arnold and his team of professional loan officers are top notch and their vision to help people is number one. They always help me when I need it, and willing to go the distance to find the best rates.
Alex
Rhona, thank you so much for your care, time and friendliness towards us. With our gratitude for your outstanding and excellent financial services for us.
Real & Barbara
Dear Rhona, thanks so much for all your help. I wanted to use someone local and sought out the best person…which was you! You were great to deal with including coming up with alternative plans to fit my situation. As a small token of my appreciation I am enclosing a gift card for your enjoyment. I will be sure to keep you in mind for any future and recommend you.
Steve
Patti has been extremely helpful to us. the combination of her thorough knowledge of the mortgage business and her grasp of the current mortgage environment along with her naturally genuine, high touch approach have made home buying and refinancing so much easier to digest. We will work with her every time and have gladly referred her to friends and family, who have all had the same comments about her. I would recommend her to anyone.

Patti is the very best at what she does. She is extremely detailed, makes sure that every aspect of the process is communicated and goes out of her way to make things run as smooth as possible. Patti is very professional and knows how to get things taken care of. We would not have a mortgage today if it wasn't for Patti. We recommend her to all of our friends and family looking to buy a home.

Patti assisted me with refinancing two times. She stayed on top of things and kept me informed as to how things were progressing. Patti is a true professional and I wouldn't hesitate to utilize her services in the future.
Mike and Shelley
Rhona Jukes was amazing. She kept me informed throughout the entire loan process.
Adrian