(661) 284-1150 | 28015 Smyth Drive | Santa Clarita, CA 91355 | NMLS #252302

American Family Funding and Credit Unions

American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

  • Tom Pflaumer was recommended to us by our CPA. We reached out to Tom several years ago to refinance our house, but Tom was unable to help us at that time. We were upside down with respect to the value of our home. Tom never gave up, however. He kept in touch, watched home values, and worked with us until our home value, credit portfolio, etc., were aligned to enable us to work out a much more advantageous deal. We were able to pay off a second mortgage with a high interest rate and another account. Our new payment, which includes the property taxes, is lower than the old payments. I am proud to recommend Tom Pflaumer and his organization. He is ethical, professional, compassionate, and intensely focused on creating value for his clients.
    Karen
  • Rhona was absolutely amazing. She always kept us up to date and made herself available for anything that we needed. We always felt comfortable asking any questions and felt fully informed after.
  • Jilyn is an exceptional loan officer. She was always extremely helpful, polite and got the job done with ease and extremely friendly attitude. It was a true pleasure working with her and definitely highly recommended.
  • Fred Kreger was very responsive and kept us in the loop. I never had to wait long for a response to my questions and he sent some fun videos with milestone updates along the way. I would use Fred and American Family Funding for any of my future mortgage needs and highly recommend him to anyone else looking for a home loan.

    Kenneth
  • Great experience. Very helpful and attentive. All questions answered. Would highly recommend!

    Kimberly
  • Fred Arnold was always there for me! Enabled me to secure a no-cost loan!  Thank you, thank you!

    Linda