American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Over the past twenty five years I have both financed the purchase of two homes and refinanced several times with American Family Funding. It's always been a very positive experience working directly with Fred Arnold. Joseph
Fred provided me with an exceptional level of expertise in the various available loan options and their requirements and recommended the best fit for refinancing my residential mortgage. He and the staff clearly explained the process and the documentation required by the loan underwriter. Whenever a question arose Fred was quite easy to contact and then quickly and accurately responded.
Patti is a consummate professional and expedient in her service. This is the second loan we have worked with her on and I would recommend her to anyone. She is an advocate for her customers as well.
Benjamin
I went with Fernando because he was willing to meet and hand off docs and discuss. Michael
Dealing with Fred Arnold and the American Family Funding team was an absolute pleasure. Every team member went above and beyond in making sure we were aware of the process and where our paperwork was at any given time. I recommend American Family Funding highly.
Bill
Fernando and his team were great to work with. It was effortless and I couldn’t be any happier. Thank you for the great work that you and your team. I would highly recommend Fernando & his team!!
Mario