American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold, this transaction went so smoothly and easily, due mostly to the lending process at American Family Funding. Your team is so knowledgeable and each have their specific rolls in the process - I love how well your team works together and with the whole transaction staff. Thank you for a well-run company. I truly hope we do many, many more transactions together!
Patti has been extremely helpful to us. the combination of her thorough knowledge of the mortgage business and her grasp of the current mortgage environment along with her naturally genuine, high touch approach have made home buying and refinancing so much easier to digest. We will work with her every time and have gladly referred her to friends and family, who have all had the same comments about her. I would recommend her to anyone.

Patti is the very best at what she does. She is extremely detailed, makes sure that every aspect of the process is communicated and goes out of her way to make things run as smooth as possible. Patti is very professional and knows how to get things taken care of. We would not have a mortgage today if it wasn't for Patti. We recommend her to all of our friends and family looking to buy a home.

Patti assisted me with refinancing two times. She stayed on top of things and kept me informed as to how things were progressing. Patti is a true professional and I wouldn't hesitate to utilize her services in the future.
Mike and Shelley
Jilyn was awesome to work with. She answered all my questions and always made sure I had help every step of the way. I’d definitely work with her again!
Fernando es una persona muy profecional. 100 % bilingue lo cual me hizo sentir bien informada y muy segura durante el proceso. El fue excelente para responder al momento o en minutos todas mis llamadas, emails y mensajes. Sus respuestas a todas mis preguntas fueron claras y honestas. Cualquier preocupacion que tuve fue tomada con importancia y concideracion. Devido a siertas situaciones personales yo pense que el proceso de la compra de mi casa seria mas complicado pero Fernando, Andrea y Kennedy (mi agente de bienes raices) formaron un excelente equipo de trabajo logrando el cierre de la compra de mi casa sin problema alguno y en un tiempo menor de lo usual. Estoy muy agradecida y satisfecha con Fernando Gauna por sus servicios y ayuda en todo momento, El hizo de la compra de mi casa una experiencia muy sobrellevable a pesar de las sircunatacias personales que no me favorecian del todo en ese momento.
Victoria
Fred Arnold was the lender who helped my wife and I to refinance from a 30-year fixed mortgage to a 15-year fixed mortgage. He made the process not only painless but pleasant. The refinance will save my family over a quarter million dollars. The office staff were very efficient and professional. I can’t imagine an office being better run. American Family Funding is the best. I would recommend them to anyone. They are outstanding. (extremely satisfied)
Robert
In an impersonal, dial our 800 number and speak to a computer world, Jilyn is truly one in a million! She was patient, extremely knowledgeable, and explained every detail of the process, step by step, to ensure we understood it completely from A to Z. Any day of the week, any time of day or night (seriously), Jilyn was available to support us. We give Jilyn our highest recommendation!