American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Thank you Fred Arnold for helping us. We appreciate your friendship as well as your business help.
Gary
They've done it. Jilyn is very professional and gets back to me soon with questions.
Nicole
Fred Just closed an unusual and difficult loan for me and did so in record time. Over the years he’s probably handled 5 to 6 different loan transactions for me and my family. He never let us down, always had an upbeat positive attitude and got the job done for us. He’s the best!
Fred Arnold was exceptional with his attitude, helpfulness and anticipating our needs based on his experience. We will definitely recommend Fred and American Family Funding to our friends and family.
Thomas
Fred Arnold and team never fail. The rate was good and the process ran smoothly. This time it was for a home purchase in Palm Desert California. I've used Fred's services many times in the past for previous home purchases and refis and always with satisfaction and that's why I always recommend Fred to friends.
I have used Vytas for refinance twice, and to purchase a new home once. We keep going back to him because we get good rates, and the service is great. He even closed our out of area new home purchase early (less than a month). He made it very easy to get all paperwork done via PDF files without having to make a trip to his office.
Paul