American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred and Nicole at American Family Funding were amazingly thorough and responsive to all the questions and uncertainties of our first home buying experience. I felt that Fred was patient and supportive in explaining all of the options within the complex process of buying a house and he was willing to repeat things, that I didn’t understand the first time, without causing me to feel pressured or overwhelmed. These guys rock! And I will definitely …call AFF again if I ever need to buy another house.
Dave
Truly unsurpassed service from the first phone call to the signing of closing documents. We are customers for life!
Julie
I know Patti so I had high expectations, but she still was able to surprise me with how awesome the transaction was! Sher
Fred Arnold and his team were able to secure a loan for our family that larger banks were not able to fund. Not only did they get the loan the terms were better than we found anywhere else. To top it all off, his team lead by Tara provided exceptional service and kindness making the dreaded experience of applying for a home loan much more pleasant. We could not be more happy.
Christopher
Jake has taken care of our mortgage for the past 5 years. He is professional, knowledgeable, available when we need him and he is always able to answer all of our questions and concerns. On top of all that, he is a really nice person who we know we can trust to do what he says. Thanks Jake!!!
The service and personal attention was and continues to be extraordinary, that was beyond our expectations. The speedy service in which we were able to accomplish our goal, a home, for this we thank you Patti Handy. Irene