American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We needed to end our PMI payments, reduce or interest rate and shorten the length of our payoff time. Rhona put a package together that did all of this and then walked us through each step of the process. She was completely professional and went out out of her way to make sure we understood everything. We were very pleased!
Mark
Rhona, Thank you for all the hard work you put towards helping Sean and I purchase our first home. There was a lot of learning on our part and you did a great job of educating us on all the steps that go into buying a home. You always made us feel so supported and we are very thankful we had you on our side. We will definitely be return customers. Thank you!
Kyle & Sean
Everything was smooth and great!
Taylor
I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.
Carlos
Fred Kreger - Looking back at our first year of home ownership, we can't help but feel an overwhelming sense of gratitude for all that we have and for those who helped make it happen. This is long overdue, but please accept our sincerest thanks. Your professionalism combined with your great work ethic proved invaluable in making this big step such a positive experience.
Nick and Cindy
Tom and The American Family Funding team were phenomenal with acquiring my wife and I our new home loan. Interest rates and fees were very comparable to the big banks and other lenders, and I knew being self-employed the possibilities were apparent of our loan not panning out, but they went the extra mile working diligently to explain the unique circumstances not always defined in financial paperwork. This is not my first experience with the American Family Team, and if my plans ever change from this being my retirement property, I would definitely use them again. I recommend Tom and the team highly for all my Real Estate Financial needs, in addition to my “family & friends” interested in 1st, 2nd, 3rd or their retirement home. “5 STARS” out of “5 STARS”!
Tom