American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred and American Family Funding are the best! We've been using them for loans and refinances since 2002, when we bought our first condo. He helped us get the best rate and the best loan every time. He's always come through when we had problems as well. Once a lender approved us, then realized my wife was on maternity leave in the middle of escrow, and decided to cancel our loan, past our contingencies. Fred got us another lender at the last minute, with an even better term, which really saved us. They're great!
Alex
Fred and his team did an amazing job! Everyone was kind and clear on what they needed from me. Fred was able to find my loan early and we were able to close sooner than expected! Thank you!
Kendall
Fred Arnold presented all my loan options and helped us choose the one that worked best for my family.
Rusty
Jake's level of service is top-notch. We wanted to refinance our condo and he was the go-to person for it. He's worked with our family for years now.
Fred Arnold and his team were able to secure a loan for our family that larger banks were not able to fund. Not only did they get the loan the terms were better than we found anywhere else. To top it all off, his team lead by Tara provided exceptional service and kindness making the dreaded experience of applying for a home loan much more pleasant. We could not be more happy.
Christopher
Thank you David Cantrell and all the team for all your help during this process. It was a privilege doing business with you.
Mirtha