American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred has professionally placed several new and refi loans for our family for years. He makes sure the process is smooth and with minimum time and effort required from us. Fred is family and community committed and a good guy.
Jake
Great experience all around! Vytas is professional, courteous, knowledgeable and very responsive. Absolutely the best experience I have ever had dealing with a mortgage specialist.
Paul
Great experience with Fernando. He was always available to answer our questions, he worked around our schedules. Fernando made us feel comfortable with the entire process of buying our home.

Jason
There aren't many people I work with that I could say this about, but Jilyn is an absolute joy to work with. She is very considerate of the needs of me and my family, she works all hours of the day, and will always go to above and beyond her duties.
Nathan
Jilyn, your team exceeded my expectations as always!
Brenda
We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.