(661) 284-1150 | 28368 Constellation Road | # 398 | Santa Clarita, CA 91355


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on Home Loans, Refinancing, or Reverse Mortgages


  • I recently refinanced my home with Patti Handy and I must say the process was completely painless. She was honest, upfront and very forthright and she had concerns about my loan. We worked through it very quickly and easily and got it done in a very timely manner. I highly recommend Patti Handy- she is amazing!
  • Jilyn always goes above and beyond.  Her team is growing; thank you for getting her help.
  • My experience with AFF has been great. Fred Kreger and his team were very knowledgeable, responsive, and professional. I'm so glad I picked AFF as my lender.  Fred made sure that I had everything all set (proof of funds, credit score, etc) to ensure my loan process goes smoothly. I'm so thankful for this because the loan process was a breeze once I provided all the info Fred needed. Thank you so much.

  • Overall, it was a good experience. They made sure to make it as easy as possible. Very satisfied with service, Vytas.
  • Fernando, everyone was great!
  • Refinancing with AFF was a very pleasant experience for my wife and I. The staff was very knowledgeable, friendly and professional and I would highly recommend AFF and Fred Arnold to my friends and family.