(661) 284-1150 | 25101 The Old Road, Stevenson Ranch, CA 91381 | NMLS #252302

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  • Fernando was very understanding and supportive. Always encouraged me to do what a best for my family. I would use him again.
    Sheila
  • My experience with AFF has been great. Fred Kreger and his team were very knowledgeable, responsive, and professional. I'm so glad I picked AFF as my lender.  Fred made sure that I had everything all set (proof of funds, credit score, etc) to ensure my loan process goes smoothly. I'm so thankful for this because the loan process was a breeze once I provided all the info Fred needed. Thank you so much.

    Maria
  • Fred and his team are extremely detailed, friendly and on top of every aspect of the lending process! I will use them on my next loan for sure... Thank you again!
    Chris
  • Fernando Gauna was amazing! As first time home buyers my husband and I were nervous and didn't know what to expect, we had heard some horror stories. Fernando made himself available around the clock for questions or concerns. You can tell he has been doing this for years, he is so knowledgeable and put our best interest first! He personally walked us from start to finish with our loan, helped us compare our options, we couldn't be happier! We wont even consider working with anyone else for future needs. Thank you Fernando!!
    Isabella
  • Patti helped us with a refinance and, as always, did an amazing job! We have used her services for purchasing two homes in the last several years and trust her completely.
    Jana
  • Informative along the way... and helpful when I reached out to them.

    Christopher