Lower Your Monthly Payment
Refinance your mortgage to a lower your interest rate. A lower interest rate can mean paying a lower payment, giving you more money at the end of each month. Lowering your interest rate can not only help you save money, but it increases the rate at which you build equity in your home.
Switch to a Fixed Rate
If you started out with an Adjustable Rate Mortgage (ARM) you may now want to switch to a Fixed Rate Mortgage instead. With rising interest rates your ARM may be costing you more money than you can currently afford. Switching to a fixed rate will keep your monthly payment more consistent.
A cash-out refinance uses the equity you’ve built up in your home to help make home improvements, pay for your child’s college, pay off high interest credit cards or possibly buy that vacation home you’ve always wanted is another good reason to refinance.
If you are interested in refinancing your loan and want to know more about your options contact one of our locally based loan offices. If you live in the Santa Clarita area, one of our loan officers can schedule a meeting with you to discuss your options.
- Jilyn went above and beyond to help Raul and Melissa get into there first home.Kim
Mr. Keblys could not have been more professional and I can't think of how our transaction could have been better! He was always friendly, communicated promptly and had excellent knowledge of the process and details.
- Jilyn was very patient and explained to us every step of the way. She has awesome customer service skills and we will refer her to all our friends and family Marisa
- This was the smoothest and fastest refi! Jake made himself available when we were available, to review documents and sign papers - no matter how late I got home from work. I won't hesitate to recommend him to my friends and acquaintances.Shelley
I think Fred Arnold and the office (Araceli) staff were fantastic at each step toward getting our loan. I have and will continue to recommend Fred and American Family Funding.
- Rhona was absolutely amazing. She always kept us up to date and made herself available for anything that we needed. We always felt comfortable asking any questions and felt fully informed after.