(661) 284-1150 | 28368 Constellation Road | Suite 398 | Santa Clarita, CA 91355

FHA Loans

What is an FHA Loan?

FHA loans are insured by the Federal Housing Administration so that lenders like American Family Funding can get you better pricing.

There are many cases where FHA loans can be an opportunity, particularly for first-time homebuyers or those looking to buy a fixer-upper. The goal of the Federal Housing Administration and American Family Funding is to facilitate home ownership, and sometimes FHA loans are just the tool.

To qualify for an FHA loan, you’ll need to have reasonable debt to income ratios. In general, you have to be better than 29/41, but some programs allow up to 55%. In addition, you have to have decent credit. You don’t need wonderful credit to get an FHA loan. Call us today and we’ll help you find out more about qualification.



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on Home Loans, Refinancing, or Reverse Mortgages


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