(661) 284-1150 | 28368 Constellation Road | Suite 398 | Santa Clarita, CA 91355

FHA Loans

What is an FHA Loan?

FHA loans are insured by the Federal Housing Administration so that lenders like American Family Funding can get you better pricing.

There are many cases where FHA loans can be an opportunity, particularly for first-time homebuyers or those looking to buy a fixer-upper. The goal of the Federal Housing Administration and American Family Funding is to facilitate home ownership, and sometimes FHA loans are just the tool.

To qualify for an FHA loan, you’ll need to have reasonable debt to income ratios. In general, you have to be better than 29/41, but some programs allow up to 55%. In addition, you have to have decent credit. You don’t need wonderful credit to get an FHA loan. Call us today and we’ll help you find out more about qualification.

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    • The people were very helpful guiding us through the process. Very professional, experienced, and knowledgeable. Kept us informed every step of the way.

    Jim
  • Patti Handy was recommended to my husband and I by our realtor when the lender we had chosen was missing deadlines and unresponsive. We started the loan application over with Patti and in one week she had moved it along faster than the first lender in three weeks. She kept in contact to let us know what needed to be done, sent email videos that explained every step, and was genuinely concerned with helping us get through the approval process to get our new home. We would highly recommend her and would give her 5 stars in all areas.
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    Marcel
  • Day one of starting to final funding the process ad professionalism was outstanding.

    Darrin
  • Patti was truly incredible to work with! She went above and beyond to make sure everything was taken care of efficiently and thoroughly. She always took time to discuss our loan options and answered all of my questions. Jana
  • <p> I could not be happier with the service we received from Tom. He helped us with every aspect of the home buying process. </p> <p> Thomas </p>

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