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American Family Funding Recent Articles:

  • Reverse Mortgages: Great Options, Great Rates, Increased Cash Flow

    By now you have undoubtedly heard that interest rates on mortgage loans are at some of the lowest rates in half a century. From purchase loans to refinances, rates remain below 5 percent. But what you may not know is that interest rates on reverse mortgages are also now at the lowest rates in…

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  • Preserving Mortgage Origination Choices for Today’s Consumer

    SACRAMENTO, CA – mortgage professionals throughout California are taking a huge sigh of relief as United States Congressman Gary Miller introduces his “Preserving Consumers’ mortgage Origination Choices Act of 2011” (H.R. 2509). H.R. 2509 makes clarifications to the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) language regarding compensation for mortgage originators. As members of…

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  • Foreclosures and Short Sales Boom: What to Know Before You Buy

    In the April issue of the Santa Clarita Valley Business Journal, we discussed the advantages of purchasing a short sale or foreclosure. Because there are so many advantages, thousands of people are opting to purchase these types of properties today, meaning there are often multiple offers on these properties. To that end, in this…

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  • Finding the Perfect Home versus Finding the ‘Perfect Deal’

    In last month’s column, I mentioned that in today’s market, it is far more important homebuyers focus on finding the right property than it is to spend time trying to obtain the “perfect deal.” In a perfect world, you would find the perfect home and it would be a “perfect deal”…

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