American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

This was my first time buying a home. Jilyn was recommended to me by a local realtor and she was the perfect lender for me! She listened to my needs and helped me find a loan at a great rate for my targeted budget. There was never any pressure for me to make a decision that I wasn't sure about, and she was 100% honest through the entire process, from pre-qualification and estimated rates all the way through closing, no surprises. We closed at a rate that was very close to the original quote when we were just running numbers, and the combined loan, local taxes, and other costs came in right at my target monthly budget. She was very helpful and truly went above and beyond to be on-call whenever I needed her help and answer every question about the buying process that I had. I would definitely recommend Jilyn to others and especially those who are buying their first home such as myself. I would be happy to work with her again for my next purchase.
Jeremiah
As a real estate professional, I have NEVER been more impressed with the quality of service that we received AND how Rhona made one of the most difficult financial processes in today's world, easy to follow and easy to respond to.
Martin
Jilyn always goes above and beyond. Her team is growing; thank you for getting her help.
Brenda
I recently refinanced my home with Patti Handy and I must say the process was completely painless. She was honest, upfront and very forthright and she had concerns about my loan. We worked through it very quickly and easily and got it done in a very timely manner. I highly recommend Patti Handy- she is amazing!
Overall, it was a good experience. They made sure to make it as easy as possible. Very satisfied with service, Vytas.
Christian
Fred and his team did an amazing job! Everyone was kind and clear on what they needed from me. Fred was able to find my loan early and we were able to close sooner than expected! Thank you!
Kendall