American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

David Cantrell is amazing. He did what no other person or mortgage lender was willing to do by taking on a refinance that was less than 100k. He went above and beyond my expectations. He miraculously was able to negotiate on my behalf with the credit union that I wanted to hold the title. The end result was a surprising success, and I couldn’t be happier. I highly recommend American Family Funding whether you’re looking for a first mortgage or a refinance. David, the entire AFF staff, and affiliates are “TOP NOTCH!” You will not be disappointed.
Sherry
<p>Tom handled our refinancing experience with care and expertise. </p> <p> Matthew </p>
My loan applications were rejected from all the major lenders, causing me great annoyance and distress. Patti went WAY out of her way to help me get the loan I needed and deserved. She helped for MONTHS straight, traveling through loopholes and staying in regular communication with an unbelievably positive attitude. I am eternally grateful to her for her help and advocacy that I'm sure I could not have gotten anywhere else. Rachel
Rhona Jukes is a professional every step along the process. She is organized and as a result, my refinance was hassle-free and completed in a record period of time. I highly recommend her services.

I have used Rhona to handle two refinances. She has always told me what to expect (good and bad) so there have never been any surprises. She stayed on top of all aspects of the loans and kept us on the loop every step of the way. I would use her again when the need arises and would recommend her to any client, friend, or family member.

We have used Rhona several times for refinancing our home loan. She is thorough, knowledgeable, persistent and delivers amazing service. I would recommend her without hesitation. I have recommend Rhona to friends and colleagues who had the same amazing experience I did. Home loans can be a huge hassle, Rhona makes the process hassle free. Highly recommend her.
Beth
Jilyn, I believe you and your team are doing an amazing job, quick to respond and deliver.
Betania
Wonderful experience. Would absolutely recommend Mr. Cantrell.
Joseph