American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fernando and Araceli were amazing! They went above and beyond as our loan officers to really walk us through the process and make such a important decision much easier and smooth. Given our agent was not as helpful, we really relied on Fernando and every step of the way he was professional, quick in response and really made us feel comfortable. They were both very responsive and explained the process in a language we understood. Hands down we would go with Fernando for any future mortgage loans. Thank you!!!
Sarah
Patti was extremely helpful in determining whether a refi would be beneficial to our family. I never felt pressured in any way to move ahead with a refi decision. She laid out the options for us, and when we decided it was in our best interest, her team processed the refi quickly and efficiently. The process was much easier than we expected. Lauren
I've known Jake a long time, and knew he'd be the first person to ask about our lending needs. Very trustworthy, very helpful, and took the time to explain everything new to us. Thanks Jake and company!
Nick
Jilyn is the one for you. Her knowledge, experience and heart go far and above to make your experience peaceful. Thank you so 💓 much, we will highly recommend her.
Mtybsy
I feel very strongly that Jilyn was extremely helpful throughout a challenging loan process. When something didn't seem to work one way, she was always readily resourceful in finding another solution. Always willing to answer questions about anything.
Tom
Overall Affloans did an outstanding job. Fred Arnold paid close attention to our situation and he stepped in whenever there was a need. We were seeking a large loan and so I initiated a mortgage request with three companies, one of which was a large bank. Of the three Affloans outperformed the other two in almost every metric, the most important one being the appraisal of the property on which we were raising the mortgage. The Affloans appraiser was far more professional than the other two.