American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Rhona, Thank you for all the hard work you put towards helping Sean and I purchase our first home. There was a lot of learning on our part and you did a great job of educating us on all the steps that go into buying a home. You always made us feel so supported and we are very thankful we had you on our side. We will definitely be return customers. Thank you!
Kyle & Sean
My experience with AFF has been great. Fred Kreger and his team were very knowledgeable, responsive, and professional. I'm so glad I picked AFF as my lender. Fred made sure that I had everything all set (proof of funds, credit score, etc) to ensure my loan process goes smoothly. I'm so thankful for this because the loan process was a breeze once I provided all the info Fred needed. Thank you so much.
Maria
I believe the client overall service and satisfaction was very much at the top of your list by you and your team
Jesse
Rhona Jukes is a professional every step along the process. She is organized and as a result, my refinance was hassle-free and completed in a record period of time. I highly recommend her services.

I have used Rhona to handle two refinances. She has always told me what to expect (good and bad) so there have never been any surprises. She stayed on top of all aspects of the loans and kept us on the loop every step of the way. I would use her again when the need arises and would recommend her to any client, friend, or family member.

We have used Rhona several times for refinancing our home loan. She is thorough, knowledgeable, persistent and delivers amazing service. I would recommend her without hesitation. I have recommend Rhona to friends and colleagues who had the same amazing experience I did. Home loans can be a huge hassle, Rhona makes the process hassle free. Highly recommend her.
Beth
Fernando is an "EXCELLENT" Loan Rep. His attention to detail is superb! His constant contact with us, made us feel that Fernando and American Family Funding, took personal pride in providing us with not only outstanding customer service, but personal one on one knowledge and understanding of our loan. He guided us through the process and always explained in detail the answers to all questions and concerns we had. We found his patience to be very …impressive and noteworthy. I would highly recommend American Family Funding and Fernando to anyone in need of a home loan. Thank you Fernando for your exceptional service and assistance with our loan!
Sabrina
Vytas was wonderful to work with. Our employment is a bit out of the ordinary and Vytas worked tirelessly to understand and communicate it to the underwriter. He helped us get approved and we are very happy.
Marilyn