American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Jake was incredible! He was very helpful and patient with me. He answered all my questions and always kept me informed. He is an exceptional loan officer.
Obidio A.
Patti Handy was very helpful and professional she guided us in every step of the way, I will definitely recommend her to anybody who is thinking in buying a house.
Fred and Linda were very easy to work with. We were not the easiest clients to deal with, but they remained patient with us, worked extra hours and were always pleasant! If I had to do the whole process over again I would hands down use them again! Excellent service.
Vanessa was absolutely amazing during the entire loan process! Her wealth of knowledge and experience during her time as a loan processor ensured that I had all the rights documents submitted well in advance to ensure a smooth transaction. She was always ten steps ahead, kept me informed, and was an absolute pleasure to work with. I'm definitely coming back to her for my next loan!
Brandon
Patti Handy is second to none. She is thorough, easily accessible, extremely knowledgeable and one of the most trustworthy and ethical people I know. I have worked with Patti for years as I am a real estate appraiser and realtor/broker. I also know many people who have used her services repeatedly for years. I trust her expertise and know that she would never steer me (or my clients) wrong in the financing aspect of real estate.
Laura
Great experience with Fernando. He was always available to answer our questions, he worked around our schedules. Fernando made us feel comfortable with the entire process of buying our home.

Jason