American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Rhona Jukes at AFF was fantastic. Met her at a mortgage "meet & greet" held at Matadors Community Credit Union in Northridge. We talked about our desire to re-fi in order to bring down the interest rate and get some cash out for home improvement. She worked with Matadors to get us an excellent rate! The paperwork process was smooth and well organized, and we were funded in about a month. Highly recommended.
Fred
Fred Kreger was very prompt and courteous while walking us through the process. I've never had a mortgage before so I felt like I had a million questions.
Julie
Thank you ALL for your hard work in getting this done. Hopefully we didn't annoy you too much. We are forever grateful for your time and support. 🙂
Melissa
Rhona is super helpful, extremely accessible and very attentive to detail. She is a great resource to help you through a process that can be complex with a lot of moving pieces; she will keep close track of those pieces. Rhona is a strong customer advocate who makes sure your needs are met!
Rebecca
Fred has professionally placed several new and refi loans for our family for years. He makes sure the process is smooth and with minimum time and effort required from us. Fred is family and community committed and a good guy.
Jake
Home purchasing is a overwhelming experience no matter what your financial situation is. The mitigating factor in the process is working with a company like AFF thats structures to provide the customer with a fast and easy process. I had the pleasure of working with Mortgage Specialist Rhona Jukes who repeatedly displayed her knowledge and personal touch guiding me around the hurdles and pitfalls of the process.
Derrick