American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Steve, I am writing you to say Thank You for all you have done for my parents in helping them with their Reverse Mortgage. You did a wonderful job helping us understand how this all works and helping us through the process. You answered all of our questions and made this process so much easier. We appreciate all of your hard work! We will definitely recommend you to other people who are interested in doing a Reverse Mortgage.
Amy
I think Fred Arnold and the office (Araceli) staff were fantastic at each step toward getting our loan. I have and will continue to recommend Fred and American Family Funding.
Daren
Friendly, efficient, knowledgeable service.

Sherry K.
Patti Handy is second to none. She is thorough, easily accessible, extremely knowledgeable and one of the most trustworthy and ethical people I know. I have worked with Patti for years as I am a real estate appraiser and realtor/broker. I also know many people who have used her services repeatedly for years. I trust her expertise and know that she would never steer me (or my clients) wrong in the financing aspect of real estate.
Laura
Fred and Nicole at American Family Funding were amazingly thorough and responsive to all the questions and uncertainties of our first home buying experience. I felt that Fred was patient and supportive in explaining all of the options within the complex process of buying a house and he was willing to repeat things, that I didn’t understand the first time, without causing me to feel pressured or overwhelmed. These guys rock! And I will definitely …call AFF again if I ever need to buy another house.
Dave
The service and personal attention was and continues to be extraordinary, that was beyond our expectations. The speedy service in which we were able to accomplish our goal, a home, for this we thank you Patti Handy. Irene