American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

So happy that this guy (Fernando) helps me.....very professional
Ernesto
David is personable and worked hard to find me a good rate.
Katherine
Vytas, we want to express enormous gratitude to your and to your agency for helping us with a house loan. Our other experience with borrowing a loan to buy a house was very stressful. With you it was very smooth and fast. You explained to us in advance how it is going to work. Whenever we had a question, you would immediately answer it. Your knowledge, expertise, caring for your customers, incredible team of loan officers who work with you made the process of buying a house effortless. Our friends would tell us that it took them two months to close on a house, we expected the same. When we closed on a house in 5 weeks, we were amazed and so excited to move to our new home. Having other experiences of getting a loan that were very stressful, made us appreciate you and your company even more. You stand out as exceptional loan officer who has integrity, excellent customer service, expertise and communication skills to make our dream of buying our home true. Thank you from the bottom or our hearts.
Rhona Jukes is a professional every step along the process. She is organized and as a result, my refinance was hassle-free and completed in a record period of time. I highly recommend her services.

I have used Rhona to handle two refinances. She has always told me what to expect (good and bad) so there have never been any surprises. She stayed on top of all aspects of the loans and kept us on the loop every step of the way. I would use her again when the need arises and would recommend her to any client, friend, or family member.

We have used Rhona several times for refinancing our home loan. She is thorough, knowledgeable, persistent and delivers amazing service. I would recommend her without hesitation. I have recommend Rhona to friends and colleagues who had the same amazing experience I did. Home loans can be a huge hassle, Rhona makes the process hassle free. Highly recommend her.
Beth
Satisfied, Love it!
Juan
Patti Handy was knowledgable and personable with an impressive way of explaining the confusing world of loans. Kenneth