American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We used Vytas when we bought a new home at the end of 2014. He came highly recommended by our real estate agent. Our experience was so positive that we will definitely recommend him to friends and family. After we spoke the first time, he came by our home to meet us in person and answer any questions we had. Every communication after that was just as great. He kept us posted on the progress of our loan, what to expect regarding next steps, etc. He'd even call both my spouse and I with news to make sure we were both updated, which was a nice touch. Thanks to Vytas, we were able to get a beautiful new home that we love. Our experience with him really exceeded our expectations...he's smart, professional, thorough and just a really nice guy.

I have completed many real estate purchases and refinances over the years. Vytas work stands out as being the easiest and most supported transaction. Vytas was ready to work around my schedule; early mornings, evenings and even personal visits on the weekend.

VYTAS, OUTSTANDING CUSTOMER SERVICE, VERY KNOWLEDGEABLE, VERY PATIENT WOULD RECOMMEND AND REFER TO FRIENDS AND FAMILY. WITH OUR WORK HOURS HE WAS ALWAYS THERE TO PICK UP OUR CALLS, EMAILS AND TEXTS. DEFINITELY GOT THE JOB DONE RIGHT!
Olga
Fernando and team were great to work with.
Roberto
American Family Funding was recommended to me by a person at another bank who did not do the type of loan we needed. My mother was trying to take out a loan on her fully paid for house with Bank of America to finance the care of my stepfather in a home board and care. She had been with BofA for decades and had more than enough income/assets to qualify. After initially being told "all good" followed by more than 3 months of rudeness, asking for documents already provided, repeatedly changing the terms of the loan, and telling us "we don't care if you go somewhere else" my Mom was in tears and I fired them. AFF completed the deal in less than 6 weeks, on the terms originally agreed to and with kindness and understanding in a very stressful situation. Nicole and Fred were outstanding, efficient and professional. I would recommend them again and again and again.
David
I really appreciate all the support and guidance you’ve given us throughout this entire process. The best part was working with Nicole. She’s been amazing. Not only was she thorough but she always provided a soothing voice as we worked our way through all of the documentation. You’ve got a great team … it’s been a pleasure working with you.
Steve
Fred Kreger was very responsive and kept us in the loop. I never had to wait long for a response to my questions and he sent some fun videos with milestone updates along the way. I would use Fred and American Family Funding for any of my future mortgage needs and highly recommend him to anyone else looking for a home loan.
Kenneth
David helped me refinanced my house and provided me with various loan options that I can get qualified and afford to pay. David and his team listens and works with you. At the end of the day, I experienced that I selected the right mortgage company to guide me through the loan process and the right person to get me refinance my house.
Jiann