American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I got involved with the reverse mortgage process a few months ago. I was both nervous and had a lot of questions. Steve Schaefer was extremely helpful in all aspects. He really took the time to answer all my questions and make the process less stressful.
John
Patti Handy is second to none. Her expertise in her field is very apparent. Patti is knowledgeable and incredibly helpful. Laura
Jilyn took care of me through the entire process, I cannot say enough good things about her. She answered all my questions no matter how dumb or late at night! We had a lot of things to get through and she handled all of them like a true pro helping me to get through every single one of them. Can we give her 10 stars??
Lisa
I just wanted to thank you for all your help and the fantastic job that you did in getting me and Carol a jumbo loan on our house in Pasadena. I was very impressed throughout by the care and professionalism of our interactions and of how careful you were and Affloans was not to mislead us in any way but to give us reliable information that we could plan on. I shopped around in looking for a mortgage company and I did have two other irons in the fire, which were both big companies - one a very large bank and the other a very large retirement investment company. Of the three mortgage companies I was working with Affloans was by far the most satisfactory, which is why I eventually went with the Affloans loan. The personal service and focus on our needs was far better than the other two companies. So I am very grateful indeed for all your help and I look forward to meeting for a meal, as we did in London at the beginning of our mortgage application.
Fred Arnold and team never fail. The rate was good and the process ran smoothly. This time it was for a home purchase in Palm Desert California. I've used Fred's services many times in the past for previous home purchases and refis and always with satisfaction and that's why I always recommend Fred to friends.
The first time my wife and I understood and felt like we would be able to be approved for a home loan was when we were introduced to Vytas at American Family Funding. He not only explained the process clearly but was available and welcomed any of our questions and concerns. The team at American Family Funding went above and beyond to make the dream of becoming first-time homeowners for my family a reality.