American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fernando es una persona muy profecional. 100 % bilingue lo cual me hizo sentir bien informada y muy segura durante el proceso. El fue excelente para responder al momento o en minutos todas mis llamadas, emails y mensajes. Sus respuestas a todas mis preguntas fueron claras y honestas. Cualquier preocupacion que tuve fue tomada con importancia y concideracion. Devido a siertas situaciones personales yo pense que el proceso de la compra de mi casa seria mas complicado pero Fernando, Andrea y Kennedy (mi agente de bienes raices) formaron un excelente equipo de trabajo logrando el cierre de la compra de mi casa sin problema alguno y en un tiempo menor de lo usual. Estoy muy agradecida y satisfecha con Fernando Gauna por sus servicios y ayuda en todo momento, El hizo de la compra de mi casa una experiencia muy sobrellevable a pesar de las sircunatacias personales que no me favorecian del todo en ese momento.
Victoria
Communication about the process was excellent; everything went smoothly and quickly. It was simple and a positive experience.
I just wanted to thank you for all your help and the fantastic job that you did in getting me and Carol a jumbo loan on our house in Pasadena. I was very impressed throughout by the care and professionalism of our interactions and of how careful you were and Affloans was not to mislead us in any way but to give us reliable information that we could plan on. I shopped around in looking for a mortgage company and I did have two other irons in the fire, which were both big companies - one a very large bank and the other a very large retirement investment company. Of the three mortgage companies I was working with Affloans was by far the most satisfactory, which is why I eventually went with the Affloans loan. The personal service and focus on our needs was far better than the other two companies. So I am very grateful indeed for all your help and I look forward to meeting for a meal, as we did in London at the beginning of our mortgage application.
This was my first time buying a home. Jilyn was recommended to me by a local realtor and she was the perfect lender for me! She listened to my needs and helped me find a loan at a great rate for my targeted budget. There was never any pressure for me to make a decision that I wasn't sure about, and she was 100% honest through the entire process, from pre-qualification and estimated rates all the way through closing, no surprises. We closed at a rate that was very close to the original quote when we were just running numbers, and the combined loan, local taxes, and other costs came in right at my target monthly budget. She was very helpful and truly went above and beyond to be on-call whenever I needed her help and answer every question about the buying process that I had. I would definitely recommend Jilyn to others and especially those who are buying their first home such as myself. I would be happy to work with her again for my next purchase.
Jeremiah
My husband and I don't usually review anything. In this case, Fred Arnold of American Family Funding did a terrific job. The whole process was fast and efficient. I am so impressed with his staff and Fred. He is an energizer bunny with such an interesting life. And, his integrity is the best. Not many like him at all.
Fred and American Family Funding are the best! We've been using them for loans and refinances since 2002, when we bought our first condo. He helped us get the best rate and the best loan every time. He's always come through when we had problems as well. Once a lender approved us, then realized my wife was on maternity leave in the middle of escrow, and decided to cancel our loan, past our contingencies. Fred got us another lender at the last minute, with an even better term, which really saved us. They're great!
Alex