American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

We loved working with Patti on our refi! She was so professional and on top of the whole process. She was also very creative and helped solve a hiccup we had with another property. I highly recommended Patti for any mortgage needs!

Mara
Fred Arnold - I wanted to take a moment to Thank You and your Team for all of your help in closing my loan. I know this was not the easiest loan to execute as the non owner occupied dynamic made it a bit of a challenge. With that said you should be proud of all the effort your team put into getting this loan funded at a rate comparable to those I saw in the newspaper for owner occupied loans.
John
Fred Arnold and his team at American Family Funding were terrific at arranging for a refinance of our home. Fred suggested a great refinance option for us and then their service was quick and responsive. Expectations were established and met and they provided timely updates along the way. I strongly recommend Fred and his team to anyone looking for a purchase loan or refi.
Phillip L.
I am very pleased with the service that I received from American Family Funding. Everything was done in a prompt, courteous, and most important, accurate, manner, so that there were no "hiccups" in the process.
Margo
Fred did a great job. In 2013 we had some financial issues arise that affected our credit (not bk or foreclosure), we have been working hard since then to make up for what used to be amazing credit. We weren't quiet ready to refi our mortgage, but some medical issues came up that made it inevitable. Over that last few months we reached out to 3 other lenders/brokers (including the major bank that had our original first and second) and they would recommend whatever was stated on their rate sheet. But Fred is a problem solver and went above and beyond what the others didn't seem to want to do. He was responsive and is hard working. I highly recommend him!
Julie
Jilyn is Great at Her Job. The whole process was easy. Jilyn took the time to educate us on every step of the process. Jilyn answered our calls at all hours of the day, or returned them promptly. We highly recommend using her for your Loan Officer.