American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Simple, fast, friendly, convenient, and professional.
Hung
Fernando and Araceli were always understanding and willing to help.
Wendy
Refinancing with AFF was a very pleasant experience for my wife and I. The staff was very knowledgeable, friendly and professional and I would highly recommend AFF and Fred Arnold to my friends and family.
Randall
I recently refinanced my home with Patti Handy and I must say the process was completely painless. She was honest, upfront and very forthright and she had concerns about my loan. We worked through it very quickly and easily and got it done in a very timely manner. I highly recommend Patti Handy- she is amazing!
Patti Handy was recommended to my husband and I by our realtor when the lender we had chosen was missing deadlines and unresponsive. We started the loan application over with Patti and in one week she had moved it along faster than the first lender in three weeks. She kept in contact to let us know what needed to be done, sent email videos that explained every step, and was genuinely concerned with helping us get through the approval process to get our new home. We would highly recommend her and would give her 5 stars in all areas.
Dave, you were great, You kept in touch regularly telling me what was going on, and looked for the lowest mortgage rate for me, and finally after 1 1/2 years of looking, I found a property, which closed yesterday.. I have already referred you to a friend. Thank you.
Sandra