American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred Arnold and team never fail. The rate was good and the process ran smoothly. This time it was for a home purchase in Palm Desert California. I've used Fred's services many times in the past for previous home purchases and refis and always with satisfaction and that's why I always recommend Fred to friends.
David and his team were amazing - very professional and they got it done. I highly recommend David for any loans.
Zaid
We just wanted to say another BIG thank you. Without all of your hard work, we would have never been able to do all this and we appreciate it so much. Tomorrow we get the keys to our new house and we feel so very lucky! Thank you for being here for us during this process and answering all those phone calls with questions we had. You guys have been amazing and we are very grateful for such a great team that backed us! Jen and Jude
Patti Handy is the best!!! We are so grateful and fortunate to have met her. She has helped us out on two separate occasions. When we initially bought our house and later when we refinanced... Patti has given us piece of mind and great financial advice!!!! I have recommended to my friends and family!!!
Nicole and her team were instrumental in getting all the pieces in place for our refi loan. This was one of the less stressful and easier business transactions that we've had in a long time. Thanks Nicole & team.
Marissa
Fred and his team are extremely detailed, friendly and on top of every aspect of the lending process! I will use them on my next loan for sure... Thank you again!
Chris