American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Vytas is absolutely great to work with. I worked with him 3 times already, 2 home purchases and 1 refi. He makes everything stress free. Vytas is very informative, knowledgeable, and very responsive, I highly recommend him.
We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.
Informative along the way... and helpful when I reached out to them.

Christopher
Rhona Jukes at AFF was fantastic. Met her at a mortgage "meet & greet" held at Matadors Community Credit Union in Northridge. We talked about our desire to re-fi in order to bring down the interest rate and get some cash out for home improvement. She worked with Matadors to get us an excellent rate! The paperwork process was smooth and well organized, and we were funded in about a month. Highly recommended.
Fred
Rhona was absolutely amazing. She always kept us up to date and made herself available for anything that we needed. We always felt comfortable asking any questions and felt fully informed after.
Fernando es una persona muy profecional. 100 % bilingue lo cual me hizo sentir bien informada y muy segura durante el proceso. El fue excelente para responder al momento o en minutos todas mis llamadas, emails y mensajes. Sus respuestas a todas mis preguntas fueron claras y honestas. Cualquier preocupacion que tuve fue tomada con importancia y concideracion. Devido a siertas situaciones personales yo pense que el proceso de la compra de mi casa seria mas complicado pero Fernando, Andrea y Kennedy (mi agente de bienes raices) formaron un excelente equipo de trabajo logrando el cierre de la compra de mi casa sin problema alguno y en un tiempo menor de lo usual. Estoy muy agradecida y satisfecha con Fernando Gauna por sus servicios y ayuda en todo momento, El hizo de la compra de mi casa una experiencia muy sobrellevable a pesar de las sircunatacias personales que no me favorecian del todo en ese momento.
Victoria