American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Nicole and her team were instrumental in getting all the pieces in place for our refi loan. This was one of the less stressful and easier business transactions that we've had in a long time. Thanks Nicole & team.
Marissa
Outstanding, professional, service. I will forever recommend Mr. David Cantrell. The Trujillo Family
Donald
Overall, it was a good experience. They made sure to make it as easy as possible. Very satisfied with service, Vytas.
Christian
Thank you Fred Arnold! This is our second Re-Fi with American Family Funding and Fred always makes sure he comes personally with the initial paperwork and walks us through the WHOLE process, who we will be hearing from, what comes next, etc. We would never go anywhere else, we always finish on time, and feel like we have been well taken care of. Thank you again!
Oksana
Tom Pflaumer was recommended to us by our CPA. We reached out to Tom several years ago to refinance our house, but Tom was unable to help us at that time. We were upside down with respect to the value of our home. Tom never gave up, however. He kept in touch, watched home values, and worked with us until our home value, credit portfolio, etc., were aligned to enable us to work out a much more advantageous deal. We were able to pay off a second… mortgage with a high interest rate and another account. Our new payment, which includes the property taxes, is lower than the old payments. I am proud to recommend Tom Pflaumer and his organization. He is ethical, professional, compassionate, and intensely focused on creating value for his clients.
Karen
Couldn't get anybody better than Fernando Gauna, and with his assistant Araceli... they helped me till the end to get my dream home for my family and I.
Bernaldo H.