American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I've had the pleasure of working with Fred and his team for years. Under stressful circumstances, they are always incredibly patient, and kind. Their positivity and helpfulness is clearly by design, rather than on accident. I am consistently impressed with the level of professionalism with a personal touch, provided by American Family Funding and recommend them wholeheartedly.
Erika
Vytas, we want to express enormous gratitude to your and to your agency for helping us with a house loan. Our other experience with borrowing a loan to buy a house was very stressful. With you it was very smooth and fast. You explained to us in advance how it is going to work. Whenever we had a question, you would immediately answer it. Your knowledge, expertise, caring for your customers, incredible team of loan officers who work with you made the process of buying a house effortless. Our friends would tell us that it took them two months to close on a house, we expected the same. When we closed on a house in 5 weeks, we were amazed and so excited to move to our new home. Having other experiences of getting a loan that were very stressful, made us appreciate you and your company even more. You stand out as exceptional loan officer who has integrity, excellent customer service, expertise and communication skills to make our dream of buying our home true. Thank you from the bottom or our hearts.
Jilyn was awesome to work with. She worked with us and guided us every step of the way even before being able to get pre-approved. She let us know exactly what we needed to do to improve our credit to be able to purchase our home. Without Jilyn I don't believe we would be in our new home.
This was the smoothest process anyone can ask for! Patti made it seamless and took care of every detail. She walked us through everything and gave us creative solutions with our funding. I really love that she took the time to explain everything so that we understood our obligations from costs/fees, impounding totals and our monthly payments. No surprises. In case you are wondering, I had a few surprises from using previous advisors and Patti definitely raises the bar pretty high. We highly recommend using her in the future.
Tarsia
Hi Fred, I am glad to be able to to tell one and all that I am so glad I had you and your team to guide me through the, for me, difficult process of refinancing my home. Thanks, too, for going "the extra mile" to get me the best rate available on this loan. Danielle was so kind and helpful in explaining my necessary responses to time-sensitive questions going forward-no "techie" me, but I learned a lot over the course of this transaction. I would not hesitate to recommend you and American Pacific Mortgage to family and friends. Best regards and success to all in these unprecedented times, Karen R. Berman
Karen
Your team always exceeds my expectations! I love working with you Jilyn, that is why we work so good together 🙂
Brenda