American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Fred and his team were outstanding. They dealt with us when we went through 3 different escrows and were very patient with us. They met us after work and on weekends to help us along with the process and we would recommend them to anyone. Thank you for helping us secure our dream home!
Working with Rhona and her Mortgage Company was excellent She was helpful in answering my questions and explained how refinancing would work for me. I was very satisfied with the outcome. There wasn't any stress in making my decision and I'm very pleased. I would suggest her to anyone for a satisfying experience.
Helen
We've know Fred for over 25 years and have done multiple mortgages with him. We've recently retired, and found that our mortgage opportunities have changed significantly and have become much more challenging without regular employment income. Fred and his team met these challenges head on, and came up with a customized plan that met our needs perfectly. And as always, the process was smooth and conducted with the highest degree of integrity.
Patti is a consummate professional and expedient in her service. This is the second loan we have worked with her on and I would recommend her to anyone. She is an advocate for her customers as well.
Benjamin
The first time my wife and I understood and felt like we would be able to be approved for a home loan was when we were introduced to Vytas at American Family Funding. He not only explained the process clearly but was available and welcomed any of our questions and concerns. The team at American Family Funding went above and beyond to make the dream of becoming first-time homeowners for my family a reality.
Vytas was very professional and informative. Was available to answer questions throughout the process. Will be recommending AFF to family and friends!
Brian