American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Great & very helpful service.
Clifford
Excellent one on one assistance throughout the transaction Marcus
First time homebuyer and Fernando and Araceli made us feel comfortable and confident the whole process ! Highly recommend them !
Efrain
The whole process was very simple and everything went smooth. The whole team was very helpful and friendly, they always answered every question we had, and the communication was great from beginning to closing.
Juan
Fred Arnold - I wanted to take a moment to Thank You and your Team for all of your help in closing my loan. I know this was not the easiest loan to execute as the non owner occupied dynamic made it a bit of a challenge. With that said you should be proud of all the effort your team put into getting this loan funded at a rate comparable to those I saw in the newspaper for owner occupied loans.
John
Fernando Gauna was amazing! As first time home buyers my husband and I were nervous and didn't know what to expect, we had heard some horror stories. Fernando made himself available around the clock for questions or concerns. You can tell he has been doing this for years, he is so knowledgeable and put our best interest first! He personally walked us from start to finish with our loan, helped us compare our options, we couldn't be happier! We wont even consider working with anyone else for future needs. Thank you Fernando!!
Isabella