American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I've had the pleasure of working with Fred and his team for years. Under stressful circumstances, they are always incredibly patient, and kind. Their positivity and helpfulness is clearly by design, rather than on accident. I am consistently impressed with the level of professionalism with a personal touch, provided by American Family Funding and recommend them wholeheartedly.
Erika
Working with Rhona and her Mortgage Company was excellent She was helpful in answering my questions and explained how refinancing would work for me. I was very satisfied with the outcome. There wasn't any stress in making my decision and I'm very pleased. I would suggest her to anyone for a satisfying experience.
Helen
Fred went out of his way to meet with us on a Saturday. We had a lot of questions and Fred answered everything to our satisfaction. Fred made himself available for any residual questions from either ourselves or our real estate agent. Upon completion, Fred was there to follow up on everything and make sure we were satisfied.
Karen
I usually do not take time to write reviews but I can't say enough about Fred and what he was able to do for us. We were just about to give up on our purchase after being in escrow for over 45 days and hitting road block after road block. Our house and piece of property proved to be an obstacle to lend on due to a few things. Fred took our loan over and knew what the issues were, closed in about two weeks with a interest rate that was far less than we were able to get else where on the type of loan needed for this property. We are ecstatic to be moving in soon after almost giving up on this property we fell in love with the day we went to view it.

Kim
We are very pleased with the entire process. American Family Funding, and your entire staff, has been very helpful and courteous. We are very happy that we decided to refinance with you and your company. Thanks for the great service. It is truly appreciated.
Bob
Tom and The American Family Funding team were phenomenal with acquiring my wife and I our new home loan. Interest rates and fees were very comparable to the big banks and other lenders, and I knew being self-employed the possibilities were apparent of our loan not panning out, but they went the extra mile working diligently to explain the unique circumstances not always defined in financial paperwork. This is not my first experience with the American Family Team, and if my plans ever change from this being my retirement property, I would definitely use them again. I recommend Tom and the team highly for all my Real Estate Financial needs, in addition to my “family & friends” interested in 1st, 2nd, 3rd or their retirement home. “5 STARS” out of “5 STARS”!
Tom