American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I was told by a different loan officer that I would never be able to purchase a home, but Jilyn Crawford was awesome and guided us every step of the way. Best experience ever!
Melissa
Jilyn is the one for you. Her knowledge, experience and heart go far and above to make your experience peaceful. Thank you so 💓 much, we will highly recommend her.
Mtybsy
Fred did a great job. In 2013 we had some financial issues arise that affected our credit (not bk or foreclosure), we have been working hard since then to make up for what used to be amazing credit. We weren't quiet ready to refi our mortgage, but some medical issues came up that made it inevitable. Over that last few months we reached out to 3 other lenders/brokers (including the major bank that had our original first and second) and they would recommend whatever was stated on their rate sheet. But Fred is a problem solver and went above and beyond what the others didn't seem to want to do. He was responsive and is hard working. I highly recommend him!
Julie
Thanks, Fred Arnold! It has been a pleasure working with you. Thank you for your straight-up approach and your passion for doing your work well.
Marianne
Thank you and your team for doing an excellent job, Vytas. Especially for you… as always... very supportive and patient with my questions/answers... That's why I contacted you to refinance instead of shopping around and took advice from friends whom recommended me to go through their mortgage companies…etc…
Anh
Patti was always honest with me and told me what my options were and was available to answer any questions and concerns that I had. It was my first refinance experience, and was a good one. She always kept me in the loop throughout the process. It can be stressful for all, but I knew the process would take a while. She and her team were very patient and understanding when I had to explain the status of my line of work. Fortunately in the end, it worked out!
Margaret