American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Dealing with Fred Arnold and the American Family Funding team was an absolute pleasure. Every team member went above and beyond in making sure we were aware of the process and where our paperwork was at any given time. I recommend American Family Funding highly.
Bill
Fred and his team did an amazing job! Everyone was kind and clear on what they needed from me. Fred was able to find my loan early and we were able to close sooner than expected! Thank you!
Kendall
I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.
Carlos
Fred and Danie were so amazing throughout the entire process. I am a first time home owner so I knew nothing about the process other than through others experiences. There is no way I could have done it without them. They explained everything to me and made sure I was on top of my tasks. Everything was so easy to sign and get back to them. They even helped me close an entire week early. I could not be happier.
Crystal
Got an FHA loan approved and ready to close faster than I thought possible - Well Done! Thanks Fred Arnold!
Jeff
Preston is extremely knowledgeable, professional, and most of all personal. You will not meet another loan officer that is going to work as hard as this guy. What else is there not to like?
Alex