American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Rhona Jukes at AFF was fantastic. Met her at a mortgage "meet & greet" held at Matadors Community Credit Union in Northridge. We talked about our desire to re-fi in order to bring down the interest rate and get some cash out for home improvement. She worked with Matadors to get us an excellent rate! The paperwork process was smooth and well organized, and we were funded in about a month. Highly recommended.
Fred
They've done it. Jilyn is very professional and gets back to me soon with questions.
Nicole
Tom Pflaumer was recommended to us by our CPA. We reached out to Tom several years ago to refinance our house, but Tom was unable to help us at that time. We were upside down with respect to the value of our home. Tom never gave up, however. He kept in touch, watched home values, and worked with us until our home value, credit portfolio, etc., were aligned to enable us to work out a much more advantageous deal. We were able to pay off a second… mortgage with a high interest rate and another account. Our new payment, which includes the property taxes, is lower than the old payments. I am proud to recommend Tom Pflaumer and his organization. He is ethical, professional, compassionate, and intensely focused on creating value for his clients.
Karen
I just wanted to thank you for all your help and the fantastic job that you did in getting me and Carol a jumbo loan on our house in Pasadena. I was very impressed throughout by the care and professionalism of our interactions and of how careful you were and Affloans was not to mislead us in any way but to give us reliable information that we could plan on. I shopped around in looking for a mortgage company and I did have two other irons in the fire, which were both big companies - one a very large bank and the other a very large retirement investment company. Of the three mortgage companies I was working with Affloans was by far the most satisfactory, which is why I eventually went with the Affloans loan. The personal service and focus on our needs was far better than the other two companies. So I am very grateful indeed for all your help and I look forward to meeting for a meal, as we did in London at the beginning of our mortgage application.
I thought that you (Patti) and your team did a great job and that everyone should have the opportunity to let you help them. They will be very happy.
Brad
Absolutely satisfied! I had sooooo many questions and Jilyn was so good to explain the whole processes to me, and make it understandable for myself and my son as we did a buy out. We had a complicated case and it worked out beautiful. Thank you so much Jilyn for all your help!!!
Dawn