American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Dave at American Family Funding is AMAZING!!! Always there to answer any questions you may have!!! I would highly recommend him to anyone looking to purchase a home or refinance!
Tamar
Jake was a pleasure to work with. I was referred to him by a mutual friend. I spoke with him years before he handled our mortgage. He helped me through the process of learning how much I'd need to save for a down payment, credit score, and paperwork needed in order to fit my future payment into my budget. Years later when ready to buy he walked us through the process of pre-approval, underwriting, and all the closing steps. He kept in touch through email, phone, and text. With his help we waited until the right time to lock in the lowest interest rate, right before they went up. Everything was very handled very professionally and friendly. He gave honest advice as to the best products and options available. Getting approved was extremely smooth. And when there were some last minute changes these we handled quickly and easily by Jake. Closed on time with no issues. I cannot recommend him enough. He's awesome.
Dan
Jilyn was awesome to work with. She worked with us and guided us every step of the way even before being able to get pre-approved. She let us know exactly what we needed to do to improve our credit to be able to purchase our home. Without Jilyn I don't believe we would be in our new home.
Rhona and her team were exceptional! They were patient, professional, and very accommodating. I would recommend her and would use her again.
Cathy
Fred Kreger and his colleagues went out of their way to do everything possible to help us--even some things that would never have occurred to me to ask for. Fred drove out of his way to pick up our loan documents so he could start processing them right away, and he helped convince the listing agent to accept our offer in a competitive market. I have already recommended him to many people.
Jennifer
I recently refinanced my home with Patti Handy and I must say the process was completely painless. She was honest, upfront and very forthright and she had concerns about my loan. We worked through it very quickly and easily and got it done in a very timely manner. I highly recommend Patti Handy- she is amazing!