American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

I really appreciate all the support and guidance you’ve given us throughout this entire process. The best part was working with Nicole. She’s been amazing. Not only was she thorough but she always provided a soothing voice as we worked our way through all of the documentation. You’ve got a great team … it’s been a pleasure working with you.
Steve
Dealing with the American Family Funding team was an absolute pleasure. Every team member went above and beyond in making sure we were aware of the process and where our paperwork was at any given time. I recommend American Family Funding and Fred Arnold highly.
William
I worked with Steve Schaefer on the purchase of my home about three years ago. I am a single senior citizen, and it was a very stressful time for me. I worry about everything. I can’t tell you how much he helped me. He was there for me whenever I needed to talk and ask him question after question. The one word that describes Steve is “PROFESSIONAL” and another word actually is “TRUST”. That is probably more important than professional. But he is that for sure also. Everything went without a problem. Another word that describes Steve is INTEGRITY. He possesses all you want to have when you go into a real estate transaction. I highly recommend this wonderful caring person.
Shirley
Vytas was great and always easy to reach, returning calls right away and knowledgeable. Thank you. I'm very happy with the service provided and love my house!
Anjelika
Fred and his team have provided me with excellent service for three home refinances. They were always there to answer any questions I had to make the loan experience fast and friendly. Now they have on line videos to make the loan even easier.
Ross
This letter is to address my journey through the process of a reverse mortgage we executed for my Mom. I contacted Steve Schaefer not knowing Steve or anything about the process. From the very start to the end Steve lead us though a detail of tasks well organized with clear instructions. The process went smoothly and he kept us well informed all the way. Steve’s overall communication and pleasant demeanor made my journey quite easy. I would strongly recommend Steve to anyone who is interested in moving forward with a Reverse Mortgage.
Dayna