American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Friendly, efficient, knowledgeable service.

Sherry K.
Rhona's very thorough and personable. My wife and I had such a great experience we used her again for our refi.
Jeremy
I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.
Carlos
Fred and Linda were very easy to work with. We were not the easiest clients to deal with, but they remained patient with us, worked extra hours and were always pleasant! If I had to do the whole process over again I would hands down use them again! Excellent service.
Dear Rhona, thanks so much for all your help. I wanted to use someone local and sought out the best person…which was you! You were great to deal with including coming up with alternative plans to fit my situation. As a small token of my appreciation I am enclosing a gift card for your enjoyment. I will be sure to keep you in mind for any future and recommend you.
Steve
Rhona Jukes is the best from start to finish. She is the most conscientious and hard-working person that I know. She is always there when you have a question and always ready to give you the information. This is my second loan with her and it has been the most pleasurable experience.
Nola