American Family Funding and Credit Unions

We Bring You Loans and Help You Build Your ARM Portfolios

We have customers that do not always meet every guideline for Fannie Mae and Freddie Mac, but they are still very strong candidates that we can present for your loan portfolio. We also have extensive experience in helping Credit Unions build portfolios containing Adjustable Rate Mortgages (ARM) that are 5/1, 7/1 and 10/1 that can help protect your portfolio in a rising interest rate market.

Generate Fee Income

We have a completely compliant referral program where you can generate fee income by referring loans to us that do not meet your portfolio guidelines. If you do not do portfolio loans, you can still receive fee income for referring potential loans to us.

WE Help You Retain Your Loans and Members from Leaving to Big Banks

Portfolio – We are not a depository institution so we will not market any other products such as savings or checking accounts, auto loans etc., to your customers. Partnering with us will help you become an “all in one” financial institution for your members.

Array of Products – We have specialty products that will meet the unique needs of all your members.

Education & Seminars

Internal – We have seminars put on by AFF to your employees to educate them on sales techniques, marketing and leadership.

External – First-Time Homebuyers, VA and Lobby Days are all presented by AFF Experts.

Build Your Brand in the Mortgage Space with Your Members

Partnering with us will increase your member’s knowledge about your credit union and help you become their primary financial institution.

Trusted Partners for Over 2 Decades!

Tom and The American Family Funding team were phenomenal with acquiring my wife and I our new home loan. Interest rates and fees were very comparable to the big banks and other lenders, and I knew being self-employed the possibilities were apparent of our loan not panning out, but they went the extra mile working diligently to explain the unique circumstances not always defined in financial paperwork. This is not my first experience with the American Family Team, and if my plans ever change from this being my retirement property, I would definitely use them again. I recommend Tom and the team highly for all my Real Estate Financial needs, in addition to my “family & friends” interested in 1st, 2nd, 3rd or their retirement home. “5 STARS” out of “5 STARS”!
Tom
Fred went out of his way to meet with us on a Saturday. We had a lot of questions and Fred answered everything to our satisfaction. Fred made himself available for any residual questions from either ourselves or our real estate agent. Upon completion, Fred was there to follow up on everything and make sure we were satisfied.
Karen
Hi Fred, I am glad to be able to to tell one and all that I am so glad I had you and your team to guide me through the, for me, difficult process of refinancing my home. Thanks, too, for going "the extra mile" to get me the best rate available on this loan. Danielle was so kind and helpful in explaining my necessary responses to time-sensitive questions going forward-no "techie" me, but I learned a lot over the course of this transaction. I would not hesitate to recommend you and American Pacific Mortgage to family and friends. Best regards and success to all in these unprecedented times, Karen R. Berman
Karen
This was our first home buying experience, and we went into it knowing basically nothing. The home buying process is a complicated and stressful experience, but having Patti work with us helped us immensely. She explained the process in ways that were easy for us to understand and gave us a feeling of confidence throughout the experience. David
We used Vytas when we bought a new home at the end of 2014. He came highly recommended by our real estate agent. Our experience was so positive that we will definitely recommend him to friends and family. After we spoke the first time, he came by our home to meet us in person and answer any questions we had. Every communication after that was just as great. He kept us posted on the progress of our loan, what to expect regarding next steps, etc. He'd even call both my spouse and I with news to make sure we were both updated, which was a nice touch. Thanks to Vytas, we were able to get a beautiful new home that we love. Our experience with him really exceeded our expectations...he's smart, professional, thorough and just a really nice guy.

I have completed many real estate purchases and refinances over the years. Vytas work stands out as being the easiest and most supported transaction. Vytas was ready to work around my schedule; early mornings, evenings and even personal visits on the weekend.

VYTAS, OUTSTANDING CUSTOMER SERVICE, VERY KNOWLEDGEABLE, VERY PATIENT WOULD RECOMMEND AND REFER TO FRIENDS AND FAMILY. WITH OUR WORK HOURS HE WAS ALWAYS THERE TO PICK UP OUR CALLS, EMAILS AND TEXTS. DEFINITELY GOT THE JOB DONE RIGHT!
Olga
Really helpful. Rhona helped to get me my first house. Extremely satisfied. She went above and beyond when helping me get a VA home loan and was very knowledgeable. If you’re looking to get a house I would definitely recommend her.
Kyle