(661) 284-1150 | 28368 Constellation Road | Suite 398 | Santa Clarita, CA 91355


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on Home Loans, Refinancing, or Reverse Mortgages


  • I went with Fernando because he was willing to meet and hand off docs and discuss. Michael
  • Rhona was excellent and provided updates from start to finish. She provided excellent support and guidance in handling our extenuating circumstances regarding our credit.
  • Fred and his team were willing to go above and beyond for us and we never felt alone in the wood. They took as much time as was needed to be sure that we understood each step of the process and all of our options. I would gladly refer them to any of my friends and family looking to finance or refinance.

  • I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.

  • Fred Arnold always followed up with prompt service on everything. I was very satisfied.

  • Fred Arnold, I would like to thank you on behalf of Toni and myself for all of your patience with the phone calls and e-mails, I could not of wished for a better experience than what I had with you and AFF. Thank You so much Fred.