Fred Kreger NMLS #214640

Mortgage Advisor

Fred began his career with American Pacific Mortgage (APM) in 2008 where he served as a Branch Manager for American Family Funding, an APM Enterprise branch. He led not only the day-to-day operations of the branch, but also the Credit Union and Reverse Mortgage Divisions. In Fred’s current position as Vice President of Enterprise Production, Fred oversees and drives production strategy for all of the Enterprise Branches for American Pacific Mortgage, including managing origination, processing, member care, credit union and financial portfolio reviews.
With over 30 years of experience in operations and customer service, he trains loan officers and credit unions in customer service and sales skills

Additionally, Fred is currently a Past President of NAMB, The Association of Mortgage Professionals and an active member of and former President of the California Association of Mortgage Professionals (CAMP). He is the recipient of the NAMB’s Mortgage Professional of the Year Award and CAMP’s Associate of the Year Award. As an advocate for the mortgage industry, Fred regularly speaks at the Federal and State levels for government affairs on the current state of mortgage lending, other mortgage professionals, and credit unions. Along with frequently writing articles on industry issues, he has been called to testify in front of the California State Legislature and the US Congressional House Financial Services Committee.

Fred is very involved in the community, having served on the Board of Directors for the MS Golf Classic for the National MS Society and annually volunteers for the Avon Walk for Breast Cancer. He also had served on the governing board of VIA (Valley Industry Association), which represents business interests throughout the Santa Clarita Valley, providing members the opportunity to network and collaborate on a broad range of business issues.

Fred received his Bachelor of Science in Business Administration-Organizational Systems Management from California State University, Northridge.

APPLY NOW

Fred Kreger was very prompt and courteous while walking us through the process. I've never had a mortgage before so I felt like I had a million questions.
Julie
Very Satisfied Melissa
My experience with AFF has been great. Fred Kreger and his team were very knowledgeable, responsive, and professional. I'm so glad I picked AFF as my lender. Fred made sure that I had everything all set (proof of funds, credit score, etc) to ensure my loan process goes smoothly. I'm so thankful for this because the loan process was a breeze once I provided all the info Fred needed. Thank you so much.
Maria
I was under the assumption that my loan would be near to impossible to refinance because it was based off of a loan modification. Combine that with the fact that I work for the entertainment industry and I thought it couldn't be done. Fred Kreger and his team not only helped me to accomplish my goal but in a very painless process.
Carlos
Communication about the process was excellent; everything went smoothly and quickly. It was simple and a positive experience.
Fred Kreger and his colleagues went out of their way to do everything possible to help us--even some things that would never have occurred to me to ask for. Fred drove out of his way to pick up our loan documents so he could start processing them right away, and he helped convince the listing agent to accept our offer in a competitive market. I have already recommended him to many people.
Jennifer