Home Purchase Loans
Choosing a home purchase loan for your financial situation is a big decision.
Loans are usually categorized as either fixed rate or adjustable rate, they can even be a combination where the rate is fixed for a certain period of time and then converts to an adjustable rate for the remainder of the loan term. Let our Mortgage Professionals help you choose the right home loan for you.
Keys On Time- We Guarantee Your Loan Will Close on Time Or …
*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $795 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 18 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.*
Choosing a Loan
Let American Family Funding help you through the home loan process.
With the right information and guidance, getting a home loan can be a fast and easy process.
We are a full-service provider – from conventional loans to refinances, we are here to help you throughout each step of the loan process.
Loans We Can Help You With
- Rhona Jukes is the best from start to finish. She is the most conscientious and hard-working person that I know. She is always there when you have a question and always ready to give you the information. This is my second loan with her and it has been the most pleasurable experience.Nola
- Rhona, thank you so much for your care, time and friendliness towards us. With our gratitude for your outstanding and excellent financial services for us.Real & Barbara
Vytas was prompt in meeting his appointments and honest. He didn't give us any run around, his service was great.
- As first time home buyers, my husband and I were totally unprepared for the amount of work that goes into getting a loan! Vytas and American Family Funding did such an amazing job getting us approved for a loan and rate that fits our income!Emily
- Your team always exceeds my expectations! I love working with you Jilyn, that is why we work so good together 🙂Brenda
I think Fred Arnold and the office (Araceli) staff were fantastic at each step toward getting our loan. I have and will continue to recommend Fred and American Family Funding.