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Phone: (661) 284-1150  Alt Phone: (818) 831-5500 Fax: (661) 284-1163
28368 Constellation Road, Suite #398 Santa Clarita, Ca 91355
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Fred Kreger Testimonials

Fred was direct, honest and on the job! Super!

Fred gave us great service.  We will recommend Fred to our friends and family.

Eric Espinoza- Oct 2011

November 2011, Fred and his staff were very knowledgable, thorough and professional through our home buying experience. We have used Fred for both houses we bought and for our refinance and would use him again.
Fred was & continues to be accessible, professional and great to work with.  The service on my refi was excellent! November 2011
August 2011, Fred did a great job on our refi!  He kept us informed and made sure that we had everything in order to process our mortgage.
Fred Kreger was very helpful, patient and very informative!
American Family Funding was "on the ball" all through the process.
Please take a great recognition to Fred Kreger. I had several other loan companies whom I could of gone through but what I truly loved the most was Fred’s quick response and efficiency and always so friendly.
Fredrick Kreger and his support associates provided calm reassurance for me which helped make this transaction a good experience. Every question was answered and phone calls were returned promptly.
Fred, I would like to thank you on behalf of Toni and myself for all of your patience with the phone calls and e-mails, I could not of wished for a better experience than what I had with you and AFF.
Fred, I received your message this morning.  The funds were actually directly deposited into our account yesterday, and I enjoyed paying off our loans online!
Dear Fred, Thanks for all your help in getting the loan for our place. You were informative and helpful, especially as we were new at this.
Hello Fred, Thank you for taking the time to send a property profile of my home. It's great! Let me also take this opportunity to thank you again, Fred.
"Fredrick Kreger and his support associates provided calm reassurance for me which helped make this transaction a good experience."

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Fred Kreger Blog

Zillow’s Indices Show Rental Markets on the Rise

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Friday, 16 March 2012 08:14

A new survey from Zillow, Inc., reveals that rental markets around the U.S. continue to grow. Citing declining home values, the company reported that 70 percent of markets nationwide saw an increase in rents during January.

Statistics from Zillow’s recent study showed that median rents moved forward by 3 percent on a year-over-year basis in J...

Read more... [Zillow’s Indices Show Rental Markets on the Rise]
 

Weekend Mortgage Commentary – March 16, 2012

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Friday, 16 March 2012 08:11

By now you have probably seen at least one AT&T commercial that talks about how fast their phone service is and how they use the expression “That’s so 42 seconds ago”...Well that is pretty much the same thing that can be said for mortgage rates.  Any advertising you see this week about rates is going to be off by more than ¼% because those ads ...

Read more... [Weekend Mortgage Commentary – March 16, 2012]
 

FHFA Publishes Final Rule on Private Transfer Fees

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Thursday, 15 March 2012 07:47

FEDERAL HOUSING FINANCE AGENCY

NEWS RELEASE

 

For Immediate Release        Contact: Corinne Russell (202) 649-3032

March 15, 2012                       Stefanie Johnson (202) 649-3030

 

FHFA Publishes Final Rule on Private Transfer Fees

Washington, DC – The Federal Housing Finance Agency (FHFA) has sent a final rule to the Federal Register on p...

Read more... [FHFA Publishes Final Rule on Private Transfer Fees]
 

California Ranked Top Market for Rental Real Estate: Report

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Thursday, 15 March 2012 07:27

California Ranked Top Market for Rental Real Estate: Report

03/14/2012 By: Carrie Bay 

The housing crisis cast a dark shadow over the Golden State, but for investors looking to purchase rental properties, it’s a beacon of light.

A report released this week by HomeVestors of America (known as the We Buy Ugly Houses company) and Local Market Monitor ...

Read more... [California Ranked Top Market for Rental Real Estate: Report]
 

California Ranked Top Market for Rental Real Estate: Report

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Thursday, 15 March 2012 07:24

California Ranked Top Market for Rental Real Estate: Report

03/14/2012 By: Carrie Bay 

The housing crisis cast a dark shadow over the Golden State, but for investors looking to purchase rental properties, it’s a beacon of light.

A report released this week by HomeVestors of America (known as the We Buy Ugly Houses company) and Local Market Monitor ...

Read more... [California Ranked Top Market for Rental Real Estate: Report]
 

$25 BILLION MORTGAGE SERVICING AGREEMENT FILED IN FEDERAL COURT

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Wednesday, 14 March 2012 16:16

WASHINGTON – The Justice Department, the Department of Housing and Urban Development (HUD) and 49 state attorneys general announced today the filing of their landmark $25 billion agreement with the nation’s five largest mortgage servicers to address mortgage loan servicing and foreclosure abuses.

The federal government and state attorneys general...

Read more... [$25 BILLION MORTGAGE SERVICING AGREEMENT FILED IN FEDERAL COURT]
 

Daily Mortgage Commentary – March 14, 2012

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Written by Fred Kreger   
Wednesday, 14 March 2012 10:00

By Larry Baer, Market Alert

The swoon in the mortgage market has been created by investors’ reaction to yesterday’s post-meeting statement issued at the conclusion of the Federal Open Market Committee meeting.  The members of the committee said they expect “moderate” economic growth over coming quarters along with a gradual...

Read more... [Daily Mortgage Commentary – March 14, 2012]
 

FOMC Keeps Rates Low Citing “Depressed” Housing Sector

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Wednesday, 14 March 2012 07:36

03/13/2012 By: Mark Lieberman, Five Star Institute Economist 

Echoing the statement issued following the January meeting, the Federal Open Market Committee said Tuesday that though “the economy has been expanding moderately” in the last two months, the housing sector “remains depressed.” The FOMC made the comments after announcing its decision, est...

Read more... [FOMC Keeps Rates Low Citing “Depressed” Housing Sector]
 

CAMP’s 2012 State Lobby Day

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Tuesday, 13 March 2012 09:30

Monday, April 16, 2012 – 9:00am -5:00pm

 Join CAMP in the halls of the State Capitol in Sacramento, California and learn about current policy issues that face today’s mortgage professionals. You will attend meetings with your legislators and their staff, which will help educate them on the importance of your profession.  Do not miss t...

Read more... [CAMP’s 2012 State Lobby Day]
 

NAMB CAMP Prepares Final Comment Letter on Combined GFE/TILA

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Real Estate Morgage Blog - Fred Kreger Blog
Written by Fred Kreger   
Monday, 12 March 2012 09:13

NAMB and CAMP is proud to participate in the rule making process for the combined GFE/TILA implementation by representing small business, mortgage professionals, and preservation and promotion of consumer choice. However, we cannot do it alone….we need your feedback…

Please review the questions below, copy and past them, and email your...

Read more... [NAMB CAMP Prepares Final Comment Letter on Combined GFE/TILA]
 
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American Family Office

DRE / NMLS License

fheo-50 DRE License # 01215943
NMLS # 252302 / 1850

"Licenced by the Department of Corporations under the California Residential mortgage Lending Act"



28368 Constellation Road, Suite #398

Santa Clarita, Ca 91355

Main Phone: (661) 284-1150
Alt Phone: (818) 831-5500
Office Fax: (661) 284-1163


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