Fred Arnold Testimonials
Fred-your attention to detail is great and working everything in a timely manner-thank you.
April 2011
November 6, 2011
Fred handled our Refi with excellent service and Integrity. Thank you!
Dear Mr. Arnold,
It is not everyday you encounter people that are willing to help to genuinely help. Usually, an exchange of sorts takes place (many times financial), but not so in this case. I am glad my search for information online brought me to you.
Thanks, Fred!
It has been a pleaseure working with you. Thank you for your straight-up approach and your passion for doing your work well.
Kinds regards,
Marianne
Fred, thank you for your time and effort. My realtor was even impressed by you & your processor Tara. Please keep me up to date on any home loan information.
Fred Arnold Blog Articles
- Fred Arnold’s Real Estate and Market Report – May 18th, 2012
- Fred Arnold’s Real Estate and Market Report, May 4, 2012
- Fred Arnold’s Real Estate and Market Report, April 27, 2012
- Fred Arnold’s Real Estate and Market Report – April 20, 2012
- Fred Arnold’s Real Estate and Market Report – April 13, 2012
- Fred Arnold’s Real Estate and Market Report – April 6, 2012
- Fred Arnold’s Real Estate and Market Report – March 30, 2012
- Fred Arnold’s Real Estate and Market Report – March 23, 2012
- Fred Arnold’s Real Estate and Market Report – 03-13-12
- Fred Arnold’s Real Estate and Market Report – 03-02-12
- Government Needs to Get Radical to Fix Housing
- Real Estate and Market Report – February 10, 2012
- FRED ARNOLD TO MODERATE SCVYR COUNCIL CANDIDATE FORUM
- Fred Arnold’s Real Estate and Market Report – January 13, 2012
- Fred Arnold’s Real Estate and Market Report – December 30, 2011
- Daily Commentary – By Larry Baer, Market Alert
- Video Interview with James Hecker
- Daily Commentary – By Larry Baer, Market Alert
- Real Estate and Market Report for November 18, 2011
- Video Interview with Jake Young of American Family Funding
- Real Estate and Market Report 11-11-11 – Veteran’s Day
- Market Commentary: By Larry Baer, Market Alert
- Daily Commentary – By Larry Baer, Market Alert
- Daily Commentary By Larry Baer, Market Alert
- Real Estate and Market Report 10-31-2011 – Mortgage Rates Are Rising and Housing May Be Improving?
Missed our weekly radio show?
The Business Hour on KHTS AM-1220? Click above to go to our online archive.
American Family Funding is proudly associated with the following associations:
|
 |
 |
| Real Estate Morgage Blog - Fred Arnold Blog |
| Written by Fred Arnold |
| Wednesday, 31 August 2011 18:41 |
|
Some important information to update you on which will impact appraisals and loans, so please take a moment to read this message. There are new requirements under “UMDP”. The Uniform mortgage Data Program (UMDP) was developed at the direction of the Federal Housing Finance Agency (FHFA). The purpose of UMDP is to 1) improve the quality and consistency of appraisal data on loans delivered to the GSE’s; Fannie Mae and Freddie Mac, 2) create standardization in data and 3) ensure consistent enterprise quality control. The UMDP is made up of three key components and three key dates: - UAD (Uniform Appraisal Dataset) – September 1, 2011 – standardized definitions and responses for a key subset of fields, encompassing fields required for a complete appraisal. Conventional loans only. FHA is not adapting UAD at this time.
- UCDP (Uniform Collateral Data Portal) – December 1, 2011 – single portal for the electronic submission of appraisal data to the GSE’s - ULDD (Uniform Loan Deliver Dataset – March 19, 2011 – includes all of the loan data points that will be required at loan delivery UCDP and ULDD will be happening behind the scenes and will have little to no impact on production. The UAD however, can impact originators and borrowers. The appraisals will have new terminology and will look a little different. The most significant impact we could see is expected on turn times. This is the largest change for appraisers since URAR and while we are confident that our AMC, Settlement One, is ready for this change, we need to expect delays. Appraisers are learning a whole new set of terms, codes, etc. This link may give you a good summary of the changes starting tomorrow: Cheers and have a great week!, Fred
Authors: Fred Arnold |
DRE License # 01215943